1909-15 Queen Street, Hamilton, ON

Central, Hamilton · MLS® X13485918

$449,999
For Sale
Listed 23 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Experience upscale living on the 19th floor at Platinum, a standout building in downtown Hamilton. This Paris suite features 02 bedrooms, 02 bathrooms, and a balcony, offering a blend of elegance and functionality with quartz countertops, wood laminate flooring, and 9-foot ceilings. The open layout maximizes light, ideal for entertaining and relaxation. The kitchen includes ample cabinetry, stainless steel appliances, quartz counters, and an island seating four, leading to a spacious living room with a balcony. The primary bedroom boasts a luxurious ensuite with a large shower, while the second bedroom has ample closet space near a full bathroom. Located in the bustling downtown area, you are just steps from pubs, cafes, restaurants, and essential services, as well as the Hamilton GO Centre and the upcoming LRT. The location is also minutes from McMaster University, Mohawk College, St. Josephs Health Centre, and the 403 highway.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13485918
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Queen St S
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$443/mo
Exposure
North East
Property tax
$3,922 / 2025
Days on market
23
Listing brokerage
BAY STREET GROUP INC.

Rooms

KitchenMain3.35 × 3.63 m

b/i appliances · b/i dishwasher · carpet free

Bedroom 2Main2.74 × 2.90 m

b/i closet · carpet free

Living RoomMain3.50 × 2.85 m

b/i closet · carpet free

BedroomMain2.74 × 3.00 m

2 pc ensuite · b/i closet · carpet free

Moe’s TakeTeam Asgarian · Broker
Above comparables
$360Kest. value

Listed at $449,999, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $437K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $315K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $360K

That comparable adjusts to $360K; the $360K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. King St. W. @ Queen St. N. is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$353KGreat deal$450KOverpriced

Total price vs nearby homes. Fair value about $360K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$417kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

403-455 Charlton Avenue$440k506-479 Charlton Avenue$390k802-135 James Street$340k129-101 SHOREVIEW Place$420k232-10 Mallard Trail$498k

The 5 closest of 8 active listings nearby.

See all comparable homes
450kThis home440k390k340k420k498kThis home vs active comparables
Live market pulseActive comparables in Central · median list $419K
$600this home / sqft
6active listings nearby
23days on market

This home lists 23% above the area average of $489/sqft.

8 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St. W. @ Queen St. N., about 49 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Durand
$400K
Corktown
$296K
Beasley
$319K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,051/mo
$101KIncome needed
4.4×Price ÷ income
$473Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,051Property tax $327Condo fee $443Total carry $2,821

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $359,999 · 4.14% over 25 years

$90,000Down payment (20.0%)
$359,999Loan before insurance
$0CMHC premium
$2,691Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$327
Condo / maintenance fees
$443
Heating
$0
Estimated monthly cost
$2,691

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Estimated closing costs
$5,475

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,328Total interest paid
$576,327Total of all payments
Principal $359,999 Interest $216,328
YearPrincipalInterestBalance
1$8,434$14,620$351,566
2$8,786$14,267$342,779
3$9,154$13,899$333,626
4$9,537$13,516$324,089
5$9,936$13,117$314,153
6$10,351$12,702$303,802
7$10,784$12,269$293,018
8$11,235$11,818$281,783
9$11,705$11,348$270,077
10$12,195$10,858$257,883
11$12,705$10,348$245,178
12$13,236$9,817$231,941
13$13,790$9,263$218,151
14$14,367$8,686$203,784
15$14,968$8,085$188,817
16$15,594$7,459$173,223
17$16,246$6,807$156,977
18$16,926$6,127$140,051
19$17,634$5,419$122,417
20$18,371$4,682$104,046
21$19,140$3,913$84,906
22$19,940$3,113$64,966
23$20,774$2,279$44,192
24$21,643$1,410$22,549
25$22,549$504$0

At the end of your 5-year term

Total paid over the term
$115,265
Principal paid down
$45,846
Interest paid
$69,419
Balance remaining
$314,153

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $3,922− Condo fees $5,319− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,791

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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