1048 REGIONAL ROAD 97, Hamilton, ON
Rural Flamborough, Hamilton · MLS® X13486006
About this home
Step into history at 1048 Regional Road 97 - an 1860 rare blonde brick home in the Puslinch area, part of the region's early settlement and older than Canada itself, set on over 5.5 picturesque acres. A long driveway leads to a gracious front porch, refurbished in 2021, welcoming you into 2,544 square feet of living space. Inside, four bedrooms and two full bathrooms pair original character with everyday comfort. A large living room showcases an original fireplace mantle and decorative cove moldings, while a gracious dining room opens to a private outdoor patio. The bright, spacious main floor family room offers easy access and connection to the outdoors, and a kitchen addition brings a wood burning stove for added warmth. Modern amenities include main floor laundry, and the primary bedroom includes an adjoining room ideal as a dressing room, nursery or office. Beyond the front door, the property unfolds into a true four-season lifestyle. A barn and pasture awaits those dreaming of a hobby farm, while a sugar shack and network of cut trails invite maple syrup tradition and quiet walks through your own woods. Cool off in the in-ground pool, unwind in the hot tub and enjoy beautifully landscaped grounds that make every season feel like a retreat. Rarely does a property combine this much heritage with this much lifestyle. 1048 Regional Road 97 is 5.5 acres of history, comfort and possibility, all your own. RSA.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X13486006
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 2500-3000
- Lot
- 561 × 435 ft
- Cross streets
- HWY 6 TO REGIONAL RD 97
- Parking
- 10 parking
- Driveway
- Private
- Basement
- Partial Basement, Unfinished
- Heating
- Water
- A/C
- None
- Exterior
- Board & Batten , Brick
- Foundation
- Concrete, Stone
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Inground
- Property tax
- $3,014 / 2026
- Days on market
- 23
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Bath
Listed at $1,775,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 39 similar homes nearby, adjusted for size, beds, and baths.Median of 39 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $644K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Bedrooms −$30K
- Adjusts to $1.47M
That comparable adjusts to $1.47M; the $1.90M estimate above is the median of all 39 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Brock Rd. @ McLean Rd. (Aberfoyle) Park & Ride is about a 119-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.90M, median of 39 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 17% below the area average of $780/sqft.
21 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Flamborough, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: Brock Rd. @ McLean Rd. (Aberfoyle) Park & Ride, about 9.5 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,420,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,578
- Property tax
- $251
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,829
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,975
- Estimated closing costs
- $31,975
Plus your down payment of $355,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $454,659
- Principal paid down
- $180,837
- Interest paid
- $273,821
- Balance remaining
- $1,239,163
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.