94 Terrence Park Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13488496
About this home
Ancaster's exclusive Oak Hill neighborhood is home to this 4 bedroom, 4 bath 3630 SQ FT bungalow. The classic quarried-stone and Fraser wood-shake exterior compliments its modern, bespoke interior creating an elegant open-plan residence whose design provides the potential for multi-generational or extended family living. Off the welcoming foyer are the dining and great rooms separated by the two-sided gas fireplace and its floor-to-ceiling stone feature; custom millwork, tray and coffered ceilings, wide-plank engineered hardwood flooring and extra-deep windows will impress. At the center of the home is the kitchen; fitted with top-of-line appliances, custom cabinetry, walk-in pantry and an impressive 10ft island it is adjacent to the dinette with walkout to the covered outdoor living room and BBQ patio with firepit. Conveniently located are the den/in-home office, powder room, and laundry/mud room. The primary suite includes an opulent six-piece spa and fitted wardrobe. A jack 'n jill five-piece bath separates the second and third bedrooms both with walk-in closets. An open stairway takes you up over the triple car garage to the bonus loft/theater; there is a three-piece bath, walk-in closet/storage room; included is the Paradigm Reference surround-sound system. Fully finished, the lower level is accessible from both the garage and home; there is a full kitchen, dinette, bedroom and roughed-in second laundry. The recreation/room with fireplace, bar plus a complete golf simulator including a 4K BenQ projector! An energy-efficient home with enhanced insulation, sophisticated heating and cooling systems, a 16KW generator too. Set on a .29 acre lot, the private rear yard is fenced, there are cobble-stone walks and paved driveway with parking for eight vehicles; the home is framed by low-maintenance perennial gardens. Just a short walk to the Hamilton Golf and Country Club, close to restaurants, arts center, and hiking trails. An exceptional home it is certain please.
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- X13488496
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 100 × 130 ft
- Cross streets
- McGregor Crescent & Terrence Park Drive
- Parking
- 3 garage · 12 parking (attached)
- Driveway
- Private Triple
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $15,128 / 2025
- Days on market
- 25
- Listing brokerage
- BOSLEY REAL ESTATE LTD.,
Rooms
b/i appliances · quartz counter
large closet · hardwood floor
walk-in closet(s) · california shutters · semi ensuite
walk-in closet(s) · california shutters · semi ensuite
large closet · combined w/sitting · 6 pc ensuite
hardwood floor · w/o to garage
coffered ceiling(s) · 2 way fireplace · california shutters
6 pc ensuite · heated floor · separate shower
b/i bar · electric fireplace · hardwood floor
california shutters · hardwood floor · w/o to patio
3 Pc Bath
5 pc ensuite · heated floor · granite counters
2 pc bath · heated floor
hardwood floor · california shutters
coffered ceiling(s) · 2 way fireplace · california shutters
quartz counter · ceramic backsplash · hardwood floor
3 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a more car-dependent spot, so buyers here typically drive. Wilson at Fiddler's Green East is about a 10-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 28% above the area average of $683/sqft.
21 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Wilson at Fiddler's Green East, about 762 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.
Mortgage amount $2,977,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,890
- Property tax
- $1,261
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,150
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $79,525
- Estimated closing costs
- $79,525
Plus your down payment of $744,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $953,375
- Principal paid down
- $379,198
- Interest paid
- $574,177
- Balance remaining
- $2,598,402
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.,. MLS®/PropTx.