111 South Oval, Hamilton, ON
Westdale, Hamilton · MLS® X13489918
About this home
Exceptional opportunity in the heart of coveted Westdale! This charming character 5+1 bedroom, 2 bathroom home offers timeless original wood accents, remarkable flexibility & the added benefit of being a licensed rental property. Whether utilizing as a rental or occupying as a primary residence, the possibilities are endless. Attractive brick exterior, surfaced parking for 2 vehicles & a welcoming covered porch create an inviting first impression. Main lvl feat bright liv/din areas centred around an attractive ornamental FP, spacious kitchen w/ access to the rear deck & an oversized bdrm/flex space (previously utilized as a formal dining room). The partition between the main lvl bdrm & liv/din area has been screwed in & can easily be removed to create a more open layout if desired. The 2nd lvl offers 3 generous bdrms & a 4-pc bath, while the finished 3rd lvl loft provides an incredible bedroom which could be used as a primary retreat, office or studio feat updated hardwood flooring & multiple skylights. Side exterior door opens to the landing with direct access to both the main & lower levels. Partially finished lower lvl includes a rec rm, add bdrm, 3-pc bath, laund facilities, storage & utility space. Private rear deck overlooks a mature fully-fenced backyard with bonus storage shed - surprising privacy within the city. Noteworthy updates incl select windows ('22), electrical panel on breakers, updated wiring, water meter & service line, hardwood flooring in the 3rd lvl bedroom, plus fire inspection ('26), electrical inspection ('25) & zoning compliance inspection ('25) completed to obtain licensed rental status. Enjoy one of Hamilton's most walkable neighbourhoods just steps to Westdale Village, McMaster University, parks, trails, cafés, restaurants, shopping, transit, Highway 403, Hamilton Health Sciences & more. A rare opportunity for families, investors or those seeking a flexible home in an exceptional location.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13489918
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 33.35 × 72 ft
- Cross streets
- Paisley Avenue South
- Parking
- 2 parking
- Driveway
- Front Yard Parking
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete Block
- Foundation
- Not Applicable
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,149 / 2025
- Days on market
- 22
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
4 Pc Bath
3 Pc Bath
Fireplace
Listed at $799,900, this home is tracking about 20% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $838K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $820K
- Bathrooms −$15K
- Adjusts to $805K
That comparable adjusts to $805K; the $994K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. KING at PAISLEY is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $994K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 19% below the area average of $566/sqft.
20 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westdale, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: KING at PAISLEY, about 109 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $639,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,415
- Property tax
- $596
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,011
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,473
- Estimated closing costs
- $12,473
Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,891
- Principal paid down
- $81,494
- Interest paid
- $123,397
- Balance remaining
- $558,426
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.