84 Duncairn Crescent, Hamilton, ON
Gourley, Hamilton · MLS® X13489976
About this home
Welcome to this spacious 4+1 bedroom, 3.5 bathroom home on a quiet crescent in one of Hamilton's most desirable west mountain neighborhoods. The main floor impresses with brand new vinyl flooring (2026), a bright updated kitchen with refreshed cabinetry (2025), a cozy family room with gas fireplace perfect for entertaining or relaxing. The backyard is a standout feature, complete with a professionally installed gazebo and a $13,000 hot tub (both 2020) your own private retreat. Major mechanicals are sorted with a newer roof (2021), furnace with new motor (2026), updated garage door and opened (2025/2026), newer appliances throughout including dishwasher (2024) and washing machine (2025). The main bathroom features a comfort height accessibility toilet for added convenience. The finished lower level adds a 5th bedroom, ideal for guests, in-laws, or a home office. With all the big ticket items already taken care of, this is a fantastic opportunity to add your own personal touch and make it your own!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13489976
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 39.37 × 98.43 ft
- Cross streets
- Brigadoon Dr
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Inside Entry, Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,426 / 2025
- Days on market
- 22
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
Fireplace
4 Pc Bath
Walk-In Closet(s)
2 Pc Bath
3 Pc Bath
5 pc ensuite · soaking tub
Carpet Free
walk-in closet(s) · 5 pc ensuite
Access To Garage
Eat-in Kitchen
Carpet Free
Walk-In Closet(s)
W/O To Deck
Listed at $924,500, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Gourley, so I widened the search to the surrounding area.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.21M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.08M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.12M
That comparable adjusts to $1.12M; the $1.11M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GARTH at GARROW is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.11M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes20 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gourley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: GARTH at GARROW, about 320 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $739,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,947
- Property tax
- $619
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,566
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,965
- Estimated closing costs
- $14,965
Plus your down payment of $184,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $236,807
- Principal paid down
- $94,188
- Interest paid
- $142,619
- Balance remaining
- $645,412
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.