172 Sherman Avenue, Hamilton, ON
St. Clair, Hamilton · MLS® X13490992
About this home
Welcome to Sherman Avenue South, a spacious and beautifully updated 2.5-storey brick home in Hamilton's sought-after St. Clairneighbourhood. Surrounded by charming character homes and just minutes from Gage Park, the Bernie Morelli Recreation Centre, schools,shopping, downtown amenities and major highway access, this home offers the perfect blend of location, space and flexibility. Step inside to abright and inviting main floor featuring a generous foyer, formal living room with decorative fireplace, separate dining room and an open-concepteat-in kitchen designed for everyday living and easy entertaining. A covered rear porch/mudroom provides convenient access to the backyardand adds practical storage space. The second level offers three well-sized bedrooms with ample closet space, along with a beautifully updatedthree-piece bathroom featuring an oversized walk-in shower. The third level extends the living space even further with two additional bedroomsand a second three-piece bathroom, making it ideal for a growing family, guest accommodations, a teen retreat, playroom or home office setup.Outside, enjoy a private rear yard, shared side driveway and detached garage. Notable updates include electrical and plumbing improvements,select window replacements, roof stripped and re-shingled in 2021, soffits, eaves and downspouts in 2021, new gas boiler in 2023, owned hotwater heater in 2023 and new flooring throughout. With five bedrooms, multiple living areas and thoughtful updates throughout, this St. Clairhome delivers exceptional space, character and versatility in one of Hamilton's most desirable neighbourhoods.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13490992
- Bedrooms
- 5
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 26.67 × 115 ft
- Cross streets
- Main St E
- Parking
- 1 garage (detached)
- Driveway
- Mutual
- Basement
- Full, Unfinished
- Heating
- Radiant
- A/C
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Block, Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,242 / 2025
- Days on market
- 22
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Listed at $649,850, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $597K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $520K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $535K
That comparable adjusts to $535K; the $627K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. MAPLEWOOD at SHERMAN is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $627K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 1% below the area average of $375/sqft.
20 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
St. Clair, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MAPLEWOOD at SHERMAN, about 40 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $519,880 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,774
- Property tax
- $354
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,128
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,472
- Estimated closing costs
- $9,472
Plus your down payment of $129,970. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,456
- Principal paid down
- $66,207
- Interest paid
- $100,250
- Balance remaining
- $453,673
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.