19 SIDNEY Crescent, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13494884

$909,000
For Sale
Listed 23 days ago
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq Ft

About this home

Welcome To 19 Sidney Crescent. This Immaculate 2 Storey Home Has 3 Bedrooms, 2.5 Bathrooms With Over 1800 Sqft Of Luxury Living Space With An Additional 1000 Sqft Of Unfinished Potential In The Basement! Enjoy Quality Features Throughout This Modern Home Including Tons Of Natural Lighting, Open Concept Layout, High End Light Fixtures & Pot Lights, Custom 3 Inch Zebra Blinds, Stunning Hardwood Flooring & Eye Catching Mono Serra Porcelain Tile. Fully upgraded with Newer Washrooms.

Key facts

Property type
Detached, 2-Storey
MLS®
X13494884
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
33.46 × 110.13 ft
Cross streets
Highland Rd. West/ Gatestone Dr.
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$5,561 / 2026
Days on market
23
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Dining RoomMain3.10 × 3.33 m
Primary BedroomSecond4.65 × 3.81 m
Living RoomMain3.81 × 5.18 m
Bedroom 3Second2.82 × 3.91 m
LaundryMain3.53 × 2.24 m
KitchenMain4.37 × 4.60 m
Bedroom 2Second2.82 × 4.24 m
BreakfastMain3.45 × 4.55 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$850Kest. value

Listed at $909,000, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $894K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $850K
  • Adjusts to $850K

That comparable adjusts to $850K; the $850K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$850KGreat deal$909KOverpriced

Total price vs nearby homes. Fair value about $850K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Stoney Creek Mountain · asking prices
$835kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

8 Dalton Gate$875k232 BEDROCK Drive$850k32 Hedges Crescent$850k12 Branthaven Drive$750k31 Cityview Crescent$850k

The 5 closest active listings nearby.

See all comparable homes
909kThis home875k850k850k750k850kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek Mountain · median list $929K
$519this home / sqft
13active listings nearby
23days on market

This home lists 10% above the area average of $471/sqft.

20 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$917K
Rural Glanbrook
$1.03M
Delta
$729K
Homeside
$593K
Binbrook
$948K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,143/mo
$176KIncome needed
5.2×Price ÷ income
$956Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,143Property tax $463Total carry $4,606

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,881per month

Mortgage amount $727,200 · 4.14% over 25 years

$181,800Down payment (20.0%)
$727,200Loan before insurance
$0CMHC premium
$4,344Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,881
Property tax
$463
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,344

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,655
Estimated closing costs
$14,655

Plus your down payment of $181,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,713/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$436,983Total interest paid
$1,164,183Total of all payments
Principal $727,200 Interest $436,983
YearPrincipalInterestBalance
1$17,036$29,532$710,164
2$17,748$28,819$692,416
3$18,491$28,077$673,925
4$19,264$27,303$654,661
5$20,070$26,497$634,591
6$20,909$25,658$613,681
7$21,784$24,783$591,897
8$22,695$23,872$569,202
9$23,645$22,923$545,557
10$24,634$21,934$520,924
11$25,664$20,903$495,260
12$26,737$19,830$468,522
13$27,856$18,711$440,666
14$29,021$17,546$411,645
15$30,235$16,332$381,410
16$31,500$15,068$349,911
17$32,817$13,750$317,094
18$34,190$12,377$282,904
19$35,620$10,947$247,284
20$37,110$9,457$210,174
21$38,662$7,905$171,511
22$40,279$6,288$131,232
23$41,964$4,603$89,268
24$43,720$2,848$45,548
25$45,548$1,019$0

At the end of your 5-year term

Total paid over the term
$232,837
Principal paid down
$92,609
Interest paid
$140,227
Balance remaining
$634,591

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,561− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,681

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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