459 Dicenzo Drive, Hamilton, ON

Ryckmans, Hamilton · MLS® X13500970

$899,900
For Sale
Listed 18 days ago
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4Bedrooms
4Bathrooms
1Garage · 5 parking
1500-2000Sq Ft

About this home

LOCATION, LOCATION, LOCATION !! THIS FANTASTIC 2 STRY HOME LOCATED ON CENTRAL MOUNTAIN IN QUIET NIEGHBORHOOD, CLOSE TO ALL AMENITIES SCHOOLS, SHOPPING, PARKS, AND HIGHWAY ACCESS. SITUATED ON LRG IRREGULAR LOT. FEATURING A BASEMENT APARTMENT WITH SEPARATE ENTRANCE GREAT FOR INCOME GENERATING POTENTIAL OF APPROX $1,600 PER/MTH, IN-LAW SITUATION AND OR LARGE FAMILY. OPEN CONCEPT MAIN FLR LAYOUT WITH LRG LIVING RM, KITCHEN W/GRANITE COUNTER TOPS AND DINETTE WITH SLIDING DOORS OUT TO REAR YARD WITH COVERED CONCRETE PORCH GREAT FOR ENTERTAINING FAMILY AND FRIENDS. 3+1 BEDRMS, 3+1 BATHS. FULLY FINISHED BASEMENT W/LRG REC RM, BEDRM, KITCHEN, LAUNDRY AND 3 PC BATH. GARAGE W/ GAS HEATER AND SEPARATE WASHER AND DRYER FOR UPPER LVL, 4 CAR CONCRETE DRIVEWAY. UPDATES INCLUDE ROOF IN SEPT 2023, FURNACE SEPT 2022, VINYL FLOORING ON MAIN LVL OCT 2023, BLINDS MAY 2023, STAIRCASE RESTAINED AND CARPETED OCT 2023. THIS HOME PROVIDES COMFORT, SPACE, AND STYLE A GREAT FIT FOR FAMILIES OR THOSE LOOKING FOR FLEXIBLE LIVING. 2 KITCHENNETTS, 2 LAUNDRIES.

Key facts

Property type
Detached, 2-Storey
MLS®
X13500970
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
59.87 × 102.13 ft
Cross streets
Atessa Drive and Dicenzo Dr.
Parking
1 garage · 5 parking (attached)
Driveway
Front Yard Parking
Basement
Apartment, Separate Entrance, Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,049 / 2025
Days on market
18
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

BathroomSecond0.00 × 0.00 m

4 Pc Bath

KitchenMain3.81 × 3.20 m
BathroomSecond0.00 × 0.00 m

3 Pc Ensuite

LaundryBasement0.00 × 0.00 m
Primary BedroomSecond5.61 × 3.56 m
BedroomSecond3.58 × 3.23 m
RecreationBasement6.50 × 3.23 m
Dining RoomMain3.48 × 3.15 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

BedroomBasement3.23 × 3.12 m
Living RoomMain5.11 × 3.84 m
BathroomBasement0.00 × 0.00 m

3 Pc Bath

BedroomSecond3.56 × 2.97 m
KitchenBasement3.17 × 2.49 m
Moe’s TakeTeam Asgarian · Broker
In line
$991Kest. value

Listed at $899,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Ryckmans, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $894K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $849K
  • Bathrooms +$15K
  • Adjusts to $864K

That comparable adjusts to $864K; the $991K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. UPPER WELLINGTON at SAN FELICE is about a 3-minute walk away.

List price
$875KGreat deal$1000KOverpriced

Total price vs nearby homes. Fair value about $991K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$941kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

181 Central Drive$999k33 Chilton Drive$1000k30 Carriagegate Drive$860k443 Eleventh Road$849k273 Festival Way$999k

The 5 closest of 6 active listings nearby.

See all comparable homes
900kThis home999k1000k860k849k999kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $1000K
$514this home / sqft
43active listings nearby
18days on market

This home lists 5% below the area average of $541/sqft.

16 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ryckmans, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: UPPER WELLINGTON at SAN FELICE, about 209 m away

20+ transit stops2 grocery20+ dining14 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Glanbrook
$1.03M
Gibson
$670K
Delta
$729K
Westdale
$1.39M
Ancaster
$1.23M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$176KIncome needed
5.1×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,101Property tax $504Total carry $4,606

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,920 · 4.14% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,346Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$504
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,346

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,608Total interest paid
$1,152,528Total of all payments
Principal $719,920 Interest $432,608
YearPrincipalInterestBalance
1$16,865$29,236$703,055
2$17,571$28,530$685,484
3$18,306$27,795$667,178
4$19,071$27,030$648,107
5$19,869$26,232$628,238
6$20,700$25,401$607,538
7$21,566$24,535$585,972
8$22,468$23,633$563,504
9$23,408$22,693$540,096
10$24,387$21,714$515,709
11$25,407$20,694$490,302
12$26,470$19,631$463,832
13$27,577$18,524$436,255
14$28,731$17,371$407,524
15$29,932$16,169$377,592
16$31,184$14,917$346,408
17$32,489$13,612$313,919
18$33,848$12,253$280,071
19$35,263$10,838$244,808
20$36,738$9,363$208,070
21$38,275$7,826$169,794
22$39,876$6,225$129,918
23$41,544$4,557$88,374
24$43,282$2,819$45,092
25$45,092$1,009$0

At the end of your 5-year term

Total paid over the term
$230,506
Principal paid down
$91,682
Interest paid
$138,824
Balance remaining
$628,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $6,049− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,193

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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