57 NEIL Avenue, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13503100
About this home
Room to spread out and a view that stays with you. Set on a corner lot in a quiet Stoney Creek neighborhood, this full-brick two-storey residence pairs everyday comfort with escarpment views. A covered front porch sets the tone; the double concrete driveway parks four and the attached one-and-a-half-car garage is ready for projects with its workbench and shelving. Inside, a bright foyer opens to a formal living and dining room that run together for easy hosting, while the kitchen flows into a sun-filled dinette with a walkout to the back deck and private yard, an effortless link between indoors and out. A family room anchored by a gas fireplace and a three-piece bathroom complete the main floor. Upstairs, gleaming hardwood leads to four spacious bedrooms and a five-piece bathroom, and two of them - including the primary suite - open through walkouts onto a full-width front balcony. Downstairs, a fully finished basement adds a rec room, game room, a cedar storage closet, a big laundry/utility room and a spacious cantina with plenty of shelving. Outside, perennial gardens, a privacy hedge and a vegetable garden complete a beautifully landscaped yard, all under that escarpment backdrop. Walk to downtown Stoney Creek's cafés, restaurants and Battlefield Park; minutes to Eastgate Mall, Groceries, schools and the Queen Elizabeth Way and Red Hill Valley Parkway, five minutes to the new Confederation GO station and seven to Confederation Park's beach and waterfront trail. RSA.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13503100
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 41.53 × 100 ft
- Cross streets
- Centennial Pkwy
- Parking
- 15 garage · 5 parking (attached)
- Driveway
- Inside Entry
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,900 / 2025
- Days on market
- 19
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Listed at $859,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $901K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $829K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $784K
That comparable adjusts to $784K; the $917K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. QUEENSTON opposite RIVERDALE is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $917K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 2% below the area average of $499/sqft.
17 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: QUEENSTON opposite RIVERDALE, about 215 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $687,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,671
- Property tax
- $492
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,163
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,673
- Estimated closing costs
- $13,673
Plus your down payment of $171,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $220,260
- Principal paid down
- $87,607
- Interest paid
- $132,653
- Balance remaining
- $600,313
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.