78 Hillyard Street, Hamilton, ON
Industrial Sector, Hamilton · MLS® X13503324
About this home
Welcome to 78 Hillyard Street, a beautifully renovated home offering the perfect blend of modern comfort, versatility, and value. Extensively updated from top to bottom, this move-in-ready property features 4 spacious bedrooms, 4 stylish bathrooms, 2 modern kitchens, and a separate basement entrance, making it ideal for large families, multi-generational living, or those seeking additional income potential or buyers seeking live/work potential. Nearly everything has been professionally upgraded, with only the original structure remaining. Major improvements include all new electrical wiring with a 200-amp service, updated plumbing, newer furnace, central air conditioning, insulation, drywall, siding, roofing, gutters, flooring, widened water service line, new water meter, and new gas meter. Both kitchens feature brand-new Samsung appliances, while all bathrooms have been fully renovated with modern vanities, showers, and finishes. Situated on a prominent corner lot, this property offers parking for 6+ vehicles, two separate access gates, a new concrete driveway, a metal-roof carport, and full vinyl fencing for added privacy and security. The spacious backyard provides excellent outdoor space for entertaining, or future expansion. Located in a highly accessible area with a bus stop at your doorstep and just minutes to West Harbour GO Station, waterfront parks, Downtown Hamilton, schools, shopping, and quick QEW access to Toronto and Niagara. The property is also located within a flexible **M6 zoning designation**, offering additional potential for home-based business use and various permitted or conditional uses subject to municipal approval. Buyers or buyers agents are advised to verify permitted uses under M6 zoning with the City of Hamilton. This exceptional property combines the comfort of a fully renovated home with flexibility, space, and future potential-offering remarkable value in a rapidly evolving neighbourhood.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X13503324
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 1100-1500
- Lot
- 36 × 100 ft
- Cross streets
- Burlington St E
- Parking
- 2 garage · 6 parking (carport)
- Basement
- Separate Entrance, Full, Walk-Up, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $2,102 / 2026
- Days on market
- 18
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
3 Pc Ensuite
4 Pc Bath
Listing history
- Jun 30, 2026Listed$597,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $597,000, this home is tracking about 18% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $362K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $420K
- Bedrooms +$30K
- Bathrooms +$30K
- Adjusts to $480K
That comparable adjusts to $480K; the $505K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $505K, median of 19 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 30% above the area average of $354/sqft.
16 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Industrial Sector, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $477,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,549
- Property tax
- $175
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,724
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,415
- Estimated closing costs
- $8,415
Plus your down payment of $119,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,919
- Principal paid down
- $60,822
- Interest paid
- $92,097
- Balance remaining
- $416,778
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.