487 Dunsmure Road, Hamilton, ON

Crown Point, Hamilton · MLS® X13509322

$572,500
For Sale
Listed 16 days ago
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3Bedrooms
2Bathrooms
2Parking
1100-1500Sq Ft

About this home

Set on a prime corner lot in Hamilton's coveted Crown Point, 487 Dunsmure Road is a 3-bed, 1+1-bath home full of character and smart comfort. Beautifully styled interiors blend original charm with modern updates, while an efficient heat pump keeps energy costs low year-round. An open living and dining room anchors everyday life-easy for morning coffee and made for unwinding in the evening-while warm sconce lighting throughout sets the mood from room to room. Three comfortable bedrooms offer restful retreats at day's end. The corner setting delivers a generous side garden with room to entertain, garden, or unwind. With an exceptionally high Walk Score, you're steps from Gage Park, Ottawa Street's shops and cafes, top schools, and transit in one of Hamilton's most walkable, family-friendly neighbourhoods. Move-in ready and rare to market. Welcome home.

Key facts

Property type
Detached, 2-Storey
MLS®
X13509322
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
25 × 68 ft
Cross streets
London and Dunsmure
Parking
2 parking
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Brick Veneer
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$2,865 / 2026
Days on market
16
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 3Second3.02 × 2.59 m
KitchenMain5.74 × 2.67 m
Living RoomMain3.78 × 6.68 m
Primary BedroomSecond4.83 × 3.00 m
Bedroom 2Second3.02 × 3.66 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$494Kest. value

Listed at $572,500, this home is tracking about 16% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $506K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $505K
  • Bedrooms −$30K
  • Adjusts to $475K

That comparable adjusts to $475K; the $494K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. OTTAWA at DUNSMURE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$475KGreat deal$573KOverpriced

Total price vs nearby homes. Fair value about $494K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Crown Point · asking prices
$456kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5 Rowanwood Street$500k44 Gordon Street$499k125 Cavell Avenue$450k6 Albany Avenue$479k78 CAMPBELL Avenue$350k

The 5 closest active listings nearby.

See all comparable homes
573kThis home500k499k450k479k350kThis home vs active comparables
Live market pulseActive comparables in Crown Point · median list $499K
$440this home / sqft
7active listings nearby
16days on market

This home lists 20% above the area average of $366/sqft.

14 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crown Point, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: OTTAWA at DUNSMURE, about 87 m away

20+ transit stops3 grocery20+ dining19 parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$729K
Homeside
$593K
Gibson
$670K
Parkview
$500K
Stoney Creek
$917K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,609/mo
$111KIncome needed
5.2×Price ÷ income
$602Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,609Property tax $239Total carry $2,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,444per month

Mortgage amount $458,000 · 4.14% over 25 years

$114,500Down payment (20.0%)
$458,000Loan before insurance
$0CMHC premium
$2,683Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,444
Property tax
$239
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,683

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,925
Estimated closing costs
$7,925

Plus your down payment of $114,500. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,969/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$275,217Total interest paid
$733,217Total of all payments
Principal $458,000 Interest $275,217
YearPrincipalInterestBalance
1$10,729$18,599$447,271
2$11,178$18,151$436,092
3$11,646$17,683$424,447
4$12,133$17,196$412,314
5$12,640$16,688$399,674
6$13,169$16,160$386,505
7$13,720$15,609$372,785
8$14,294$15,035$358,491
9$14,892$14,437$343,599
10$15,515$13,814$328,085
11$16,164$13,165$311,921
12$16,840$12,489$295,081
13$17,544$11,785$277,537
14$18,278$11,051$259,260
15$19,042$10,286$240,217
16$19,839$9,490$220,378
17$20,669$8,660$199,710
18$21,533$7,795$178,176
19$22,434$6,895$155,742
20$23,372$5,956$132,370
21$24,350$4,979$108,020
22$25,368$3,960$82,652
23$26,430$2,899$56,222
24$27,535$1,794$28,687
25$28,687$642$0

At the end of your 5-year term

Total paid over the term
$146,643
Principal paid down
$58,326
Interest paid
$88,317
Balance remaining
$399,674

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,865− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,299

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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