23 Cameron Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13512242
About this home
Nestled in the heart of scenic Ancaster Village, this spectacular custom-built French Chateau-inspired estate offers over 7,000 sq. ft. of luxurious living space backing directly onto the prestigious Hamilton Golf Club with breathtaking fairway views. This exceptional three-storey residence features 4 bedrooms, 7 bathrooms, soaring 10.5-ft ceilings, exquisite custom millwork, and timeless European craftsmanship throughout.Designed for elegant entertaining and everyday living, the main level showcases a gourmet chef's kitchen with premium appliances, quartz countertops, custom cabinetry, and a large centre island. Three sets of double doors open to a covered outdoor dining area, while the formal dining room features a striking chandelier, fireplace, and wet bar. The family room offers custom built-ins, a fireplace, and picturesque garden views.The second level features three spacious bedrooms, each with a walk-in closet and private ensuite. The luxurious primary suite boasts a stone fireplace, custom walk-in closet, spa-inspired ensuite with soaker tub and glass shower, and a private terrace overlooking the golf course. The third level offers a lounge, bedroom, full bath, kitchenette, and walk-out terrace with panoramic views.The fully finished lower level includes 9-ft ceilings, a recreation room, fitness area, family room with fireplace, full bath, heated floors, kitchenette, and wine cellar. Exterior highlights include a cedar-ceiling covered deck, outdoor gas fireplace, mature trees, Terrazzo concrete driveway, and tandem garage with a 4-post car lift. Built with an ICF foundation and hydronic in-floor heating on all four levels, this remarkable estate offers exceptional comfort, efficiency, and a rare opportunity to own one of Ancaster's finest luxury residences. Located near fine dining, boutique shopping, walking trails, and conservation areas, this remarkable home presents a rare opportunity to own one of Ancaster's most distinguished luxury residences.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- X13512242
- Bedrooms
- 4
- Bathrooms
- 7 (3 half)
- Size
- 5,000 sq ft
- Lot
- 75 × 125 ft
- Cross streets
- WILSON STREET/ST. MARGARET/CAMERON
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Heating
- Radiant
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $25,274 / 2025
- Days on market
- 16
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
hardwood floor · gas fireplace · w/o to balcony
hardwood floor · 2 pc ensuite · crown moulding
hardwood floor · 2 pc ensuite · closet
hardwood floor · gas fireplace · crown moulding
porcelain floor · stainless steel appl · breakfast bar
hardwood floor · gas fireplace · w/o to deck
porcelain floor · 3 pc bath · pot lights
hardwood floor · crown moulding · picture window
porcelain floor · heated floor · pot lights
heated floor · electric fireplace · wet bar
hardwood floor · pot lights · crown moulding
porcelain floor · heated floor · closet
hardwood floor · w/o to terrace · wet bar
Listed at $3,389,900, this home is tracking about 11% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($678/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 79 similar homes nearby, adjusted for size, beds, and baths.Median of 79 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.08M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3.00M
- Bedrooms −$30K
- Bathrooms +$30K
- Adjusts to $3.00M
That comparable adjusts to $3.00M; the $3.06M estimate above is the median of all 79 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $3.06M, median of 79 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 2% below the area average of $692/sqft.
14 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $2,711,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,472
- Property tax
- $2,106
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,578
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $71,223
- Estimated closing costs
- $71,223
Plus your down payment of $677,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $868,309
- Principal paid down
- $345,364
- Interest paid
- $522,945
- Balance remaining
- $2,366,556
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.