35 Audubon Street, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13514598
About this home
Welcome to Albion Estates, one of Stoney Creek Mountain's most sought after neighbourhoods! Offered for the first time, this custom built, all brick 4 level backsplit has beenlovingly maintained by its original owner for 47 years. Boasting over 2,500 sq. ft. of finished living space, this spacious family home features a sunken living room, kitchenskylight, large rec room with Napoleon gas stove, and convenient garage access to the basement. Recent updates include newer windows and roof, furnace and central air(2023), pool heater (2023), and added attic insulation. Enjoy summer days in the fenced inground pool, complete with a large concrete patio and power awning. Additionalfeatures include an oversized double garage, stamped concrete driveway, covered front porch, central vacuum, and large cantina. Ideally located minutes to Felker's FallsConservation Area, Heritage Green Sports Park, excellent schools, shopping, restaurants, and highway access. A rare opportunity to own a meticulously maintained, oneowner home in a premier family friendly community.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X13514598
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 53.56 × 124.53 ft
- Cross streets
- Mud & Paramount
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Partially Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,266 / 2026
- Days on market
- 15
- Listing brokerage
- MICHAEL ST.JEAN REALTY INC.
Rooms
3 Pc Bath
Listed at $929,900, this home is tracking about 11% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($531/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 36 similar homes nearby, adjusted for size, beds, and baths.Median of 36 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $961K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $865K
That comparable adjusts to $865K; the $837K estimate above is the median of all 36 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. PARAMOUNT opposite ACKLAND is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $837K, median of 36 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 3% below the area average of $548/sqft.
13 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: PARAMOUNT opposite ACKLAND, about 266 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $743,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,970
- Property tax
- $522
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,492
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,073
- Estimated closing costs
- $15,073
Plus your down payment of $185,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,190
- Principal paid down
- $94,738
- Interest paid
- $143,452
- Balance remaining
- $649,182
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.