802-135 James Street, Hamilton, ON

Corktown, Hamilton · MLS® X13515814

$340,000
For Sale
Listed 15 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

This bright corner unit offers a thoughtfully designed 2 bed 2 bath layout with plenty of windows filling the home with natural light throughout the day. The open concept living and dining area provides an inviting space for both everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and ample cabinetry. The spacious primary bedroom includes a private 4 piece ensuite, while the second bedroom offers excellent flexibility for guests, a home office, or additional living space. Ensuite laundry adds everyday convenience, and this unit includes an OWNED underground parking space, an increasingly rare and valuable feature within the building. Condo fees include heat and water, offering added value and peace of mind. Ideally located in the heart of downtown Hamilton, you're just steps from the Hamilton GO Centre, entertainment venues, restaurants, cafes, shopping, and all the conveniences of vibrant urban living.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13515814
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
-
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Maintenance
$1,002/mo
Exposure
North East
Property tax
$4,264 / 2025
Days on market
15
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomMain6.50 × 3.73 m

Ensuite Bath

Bedroom 2Main3.63 × 4.37 m
BathroomMain0.00 × 0.00 m

4 pc ensuite · combined w/laundry

KitchenMain2.69 × 2.72 m
Dining RoomMain1.93 × 3.30 m
Living RoomMain5.74 × 2.74 m
BathroomMain0.00 × 0.00 m

4 Pc Bath

Moe’s TakeTeam Asgarian · Broker
Below comparables
$472Kest. value

Listed at $340,000, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Corktown, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $469K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $440K
  • Adjusts to $440K

That comparable adjusts to $440K; the $472K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Hamilton GO Centre is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$340KGreat deal$504KOverpriced

Total price vs nearby homes. Fair value about $472K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$381kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

307-23 Main Street$279k506-479 Charlton Avenue$390k403-455 Charlton Avenue$440k203-23 Main Street$345k1909-15 Queen Street$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
340kThis home279k390k440k345k450kThis home vs active comparables
Live market pulseActive comparables in Corktown · median list $335K
$400this home / sqft
6active listings nearby
15days on market

This home lists 27% below the area average of $548/sqft.

0 days faster than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Corktown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Hamilton GO Centre, about 61 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Durand
$400K
Beasley
$319K
Central
$390K
Strathcona
$525K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,550/mo
$94KIncome needed
3.6×Price ÷ income
$358Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

53%mortgage
Mortgage $1,550Property tax $355Condo fee $1,002Total carry $2,907

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,451per month

Mortgage amount $272,000 · 4.14% over 25 years

$68,000Down payment (20.0%)
$272,000Loan before insurance
$0CMHC premium
$2,809Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,451
Property tax
$355
Condo / maintenance fees
$1,002
Heating
$0
Estimated monthly cost
$2,809

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,575
Estimated closing costs
$3,575

Plus your down payment of $68,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$163,448Total interest paid
$435,448Total of all payments
Principal $272,000 Interest $163,448
YearPrincipalInterestBalance
1$6,372$11,046$265,628
2$6,639$10,779$258,989
3$6,916$10,502$252,073
4$7,206$10,212$244,868
5$7,507$9,911$237,361
6$7,821$9,597$229,540
7$8,148$9,270$221,392
8$8,489$8,929$212,903
9$8,844$8,574$204,059
10$9,214$8,204$194,845
11$9,599$7,819$185,246
12$10,001$7,417$175,245
13$10,419$6,999$164,826
14$10,855$6,563$153,971
15$11,309$6,109$142,662
16$11,782$5,636$130,880
17$12,275$5,143$118,605
18$12,788$4,630$105,817
19$13,323$4,095$92,493
20$13,881$3,537$78,613
21$14,461$2,957$64,152
22$15,066$2,352$49,086
23$15,696$1,722$33,389
24$16,353$1,065$17,037
25$17,037$381$0

At the end of your 5-year term

Total paid over the term
$87,090
Principal paid down
$34,639
Interest paid
$52,450
Balance remaining
$237,361

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.5%
Gross yield
− Property tax $4,264− Condo fees $12,026− Insurance $600− Vacancy & upkeep $3,564Net operating income $11,946

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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