707-2000 Creekside Drive, Hamilton, ON

Dundas, Hamilton · MLS® X13515962

$659,000
For Sale
Listed 15 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome to Spencer Creek Village, one of Dundas' most sought-after condominium communities. This beautifully maintained 1-bedroom plus den, 2-bathroom suite offers comfortable, carefree living in a peaceful creek side setting. The spacious primary bedroom features a walk-in closet and private ensuite, while the den provides the perfect space for a home office, reading room, or overnight guests. Hardwood flooring flows throughout the main living areas, with carpet in the bedroom and den for added warmth and comfort. Step onto your private balcony overlooking Spencer Creek and enjoy the tranquil sights and sounds of nature from one of the building's most desirable locations. The comprehensive condo fee includes heat, water, Bell Fibe TV, and high-speed internet, providing exceptional value and convenience. Residents enjoy an outstanding array of amenities, including a social room, card room, library, fitness room, underground parking, a private storage locker, and a guest suite available for just $70 per night for visiting family and friends. More than just a condominium, Spencer Creek Village offers a true sense of community. Residents have the opportunity to become involved through a variety of volunteer committees, including gardening, library, social, furnishings & interior décor, and health & safety; a great way to meet neighbors and be part of an active, welcoming community. Located just steps from scenic walking trails, Spencer Creek, and the vibrant Downtown Dundas. Enjoy boutique shopping, cafés, restaurants, cheese shop, butcher shop, groceterias and all the charm of downtown Dundas,

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13515962
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Ogilvie & Governors
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$751/mo
Exposure
South West
Property tax
$5,397 / 2025
Days on market
15
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

KitchenMain2.74 × 3.10 m
Primary BedroomMain3.66 × 4.57 m
LaundryMain1.07 × 1.68 m
Dining RoomMain2.74 × 2.26 m
BathroomMain2.46 × 1.60 m
Bedroom 2Main3.05 × 3.35 m
BathroomMain2.79 × 1.60 m
Living RoomMain3.56 × 7.26 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. OGILVIE at GOVERNORS is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$597kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

110-450 Dundas Street$609k219-262 Dundas Street$643k2-46 Herkimer Street$750k306-970 Golf Links Road$535k403-350 Concession Street$450k

The 5 closest of 7 active listings nearby.

See all comparable homes
659kThis home609k643k750k535k450kThis home vs active comparables
Live market pulseActive comparables in Dundas · median list $475K
$599this home / sqft
8active listings nearby
15days on market

This home lists 18% above the area average of $506/sqft.

0 days faster than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dundas, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: OGILVIE at GOVERNORS, about 163 m away

20+ transit stops2 grocery20+ dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ainslie Wood
$361K
Meadowlands
$535K
Strathcona
$525K
Durand
$400K
Central
$390K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,004/mo
$147KIncome needed
4.5×Price ÷ income
$693Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,004Property tax $450Condo fee $751Total carry $4,204

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,813per month

Mortgage amount $527,200 · 4.14% over 25 years

$131,800Down payment (20.0%)
$527,200Loan before insurance
$0CMHC premium
$4,014Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,813
Property tax
$450
Condo / maintenance fees
$751
Heating
$0
Estimated monthly cost
$4,014

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,655
Estimated closing costs
$9,655

Plus your down payment of $131,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,417/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,800Total interest paid
$844,000Total of all payments
Principal $527,200 Interest $316,800
YearPrincipalInterestBalance
1$12,350$21,410$514,850
2$12,867$20,893$501,982
3$13,405$20,355$488,577
4$13,966$19,794$474,611
5$14,550$19,210$460,061
6$15,159$18,601$444,902
7$15,793$17,967$429,109
8$16,453$17,307$412,656
9$17,142$16,618$395,514
10$17,859$15,901$377,655
11$18,606$15,154$359,050
12$19,384$14,376$339,666
13$20,195$13,565$319,471
14$21,039$12,721$298,432
15$21,920$11,841$276,512
16$22,836$10,924$253,676
17$23,792$9,968$229,884
18$24,787$8,973$205,097
19$25,824$7,936$179,274
20$26,904$6,856$152,370
21$28,029$5,731$124,341
22$29,201$4,559$95,140
23$30,423$3,337$64,717
24$31,695$2,065$33,021
25$33,021$739$0

At the end of your 5-year term

Total paid over the term
$168,800
Principal paid down
$67,139
Interest paid
$101,661
Balance remaining
$460,061

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $5,397− Condo fees $9,009− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,306

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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