27-1396 UPPER OTTAWA Street, Hamilton, ON
Quinndale, Hamilton · MLS® X13516072
About this home
In short
- This fabulous end-unit townhouse is conveniently located close to schools, parks, shopping, and all amenities.
- Upstairs, you'll find three spacious bedrooms and a beautifully updated 4-piece bathroom.
- The finished basement offers additional living space with a versatile recreation room, a 2-piece bathroom, and a separate laundry room.
- Recent updatesinclude fresh paint throughout, new carpeting (2026), AC (2026), furnace (2026), kitchencountertops (2026), and renovated upstairs bathroom (2026).
This fabulous end-unit townhouse is conveniently located close to schools, parks, shopping, and all amenities. The main floor features an updated kitchen, and a living and dining room with a walkout to the fenced backyard patio. Upstairs, you'll find three spacious bedrooms and a beautifully updated 4-piece bathroom. The finished basement offers additional living space with a versatile recreation room, a 2-piece bathroom, and a separate laundry room. Recent updatesinclude fresh paint throughout, new carpeting (2026), AC (2026), furnace (2026), kitchencountertops (2026), and renovated upstairs bathroom (2026).
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13516072
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 900-999 sq ft
- Cross streets
- STONE CHURCH RD E
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Maintenance
- $511/mo
- Exposure
- North
- Property tax
- $3,192 / 2025
- Days on market
- 82
- Listing brokerage
- SUTTON GROUP - SUMMIT REALTY INC.
Rooms
4 Pc Bath
W/O To Patio
3 Pc Bath
Listed at $479,900, about 27% below our estimate of $662K (homes like it typically land between $616K and $696K).
Total price vs nearby homes. Fair value about $662K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $505/sqft against an area asking average of $366/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $445K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($505/sqft) is above the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Quinndale, so I widened the search to the surrounding area.
Based on 3 homes sold in this building over the past two years, plus 2 nearby in Quinndale, from 33 closings in Quinndale.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $370/sqft; this home lists at $505/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Quinndale, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.
Mortgage amount $383,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,101
- Property tax
- $266
- Condo / maintenance fees
- $511
- Heating
- $0
- Estimated monthly cost
- $2,878
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,073
- Estimated closing costs
- $6,073
Plus your down payment of $95,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $126,089
- Principal paid down
- $47,469
- Interest paid
- $78,620
- Balance remaining
- $336,451
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.