546 Jerseyville Road, Hamilton, ON

Ancaster, Hamilton · MLS® X13516774

$1,050,000
For Sale
Listed 15 days ago
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Offering over 2,500SQ.FT. OF FINISHED LIVING SPACE in this oversized four level backsplit home set in sought-after Parkview Heights, just minutes to the convenience of charming Old Ancaster and seconds to vibrant parks including Morgan Firestone Arena and Robert E Wade Park featuring a playground, baseball, soccer, hockey, trails, and more! This beautifully finished home offers space, flexibility, and a lifestyle you can grow into. Step inside and be welcomed by soaring vaulted cathedral ceilings and an open-concept main level, where the living and dining rooms flow seamlessly into an updated kitchen, complete with hardwood flooring and a deck for BBQing off the kitchen, designed for both everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, including an ensuite, which is a rarity for this style of home. Head down to the lower level, where a warm and inviting family room offers the perfect place to unwind, with direct access to the fully landscaped backyard featuring a shed with electricity, deck and covered gazebo to blend indoor and outdoor living effortlessly. This level also includes a bedroom and a spa-like three-piece bathroom with glass shower, ideal for guests, in-laws, or a growing family. The lowest level adds even more versatility with a utility/laundry room, storage, and fully finished rec room perfect for movie nights, hobbies, or a home gym. Out front, take in the peaceful views of a large field across the street. With parking for up to six vehicles and thoughtful updates throughout, this is an ideal opportunity for multi-generational living or anyone looking for long-term space in an unbeatable Ancaster location.

Key facts

Property type
Detached, Backsplit 4
MLS®
X13516774
Bedrooms
4
Bathrooms
3
Size
2000-2500
Lot
50 × 108.47 ft
Cross streets
Stevenson Street
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,686 / 2025
Days on market
15
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

RecreationBasement5.64 × 4.98 m
BedroomLower4.34 × 3.66 m

Walk-In Closet(s)

KitchenMain4.29 × 3.73 m

W/O To Deck

BedroomSecond4.22 × 3.20 m
BedroomSecond4.22 × 3.58 m
BathroomLower3.20 × 2.97 m

3 Pc Bath

Cold Room/CantinaBasement1.57 × 1.37 m
OtherBasement4.98 × 2.13 m
BathroomSecond2.41 × 1.45 m

3 Pc Ensuite

Family RoomLower6.71 × 6.10 m

fireplace · w/o to garden · wet bar

Dining RoomMain4.80 × 3.61 m

Vaulted Ceiling(s)

Living RoomMain4.80 × 4.42 m

Vaulted Ceiling(s)

Primary BedroomSecond4.47 × 3.40 m

ensuite bath · walk-in closet(s)

BathroomSecond3.43 × 2.31 m

4 Pc Bath

LaundryBasement3.71 × 3.66 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.37Mest. value

Listed at $1,050,000, this home is tracking about 23% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 81 similar homes nearby, adjusted for size, beds, and baths.Median of 81 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.08M
  • Adjusts to $1.08M

That comparable adjusts to $1.08M; the $1.37M estimate above is the median of all 81 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.05MGreat deal$1.69MOverpriced

Total price vs nearby homes. Fair value about $1.37M, median of 81 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

275 Woodland Drive$1.08M173 Raymond Road$1.08M301 Garner Road$1.05M175 Bluebell Crescent$1.35M249 Lloyminn Avenue$1.17M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.05MThis home1.08M1.08M1.05M1.35M1.17MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.50M
$467this home / sqft
85active listings nearby
15days on market

This home lists 33% below the area average of $696/sqft.

13 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Rural Flamborough
$1.15M
Rural Glanbrook
$1.03M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,786/mo
$204KIncome needed
5.1×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,786Property tax $557Total carry $5,343

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,483per month

Mortgage amount $840,000 · 4.14% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$5,040Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,483
Property tax
$557
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,040

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Estimated closing costs
$17,475

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,766Total interest paid
$1,344,766Total of all payments
Principal $840,000 Interest $504,766
YearPrincipalInterestBalance
1$19,678$34,112$820,322
2$20,501$33,289$799,820
3$21,359$32,432$778,461
4$22,252$31,538$756,209
5$23,183$30,607$733,026
6$24,153$29,638$708,873
7$25,163$28,627$683,710
8$26,216$27,575$657,494
9$27,312$26,478$630,182
10$28,455$25,336$601,727
11$29,645$24,146$572,082
12$30,885$22,906$541,197
13$32,177$21,614$509,021
14$33,523$20,268$475,498
15$34,925$18,866$440,573
16$36,386$17,405$404,187
17$37,908$15,883$366,280
18$39,493$14,297$326,786
19$41,145$12,645$285,641
20$42,866$10,924$242,775
21$44,659$9,131$198,115
22$46,527$7,263$151,588
23$48,474$5,317$103,115
24$50,501$3,290$52,613
25$52,613$1,177$0

At the end of your 5-year term

Total paid over the term
$268,953
Principal paid down
$106,974
Interest paid
$161,979
Balance remaining
$733,026

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $6,686− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,770

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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