90 Holton Avenue, Hamilton, ON
Gibson, Hamilton · MLS® X13517260
About this home
Welcome to 90 Holton Ave S, a beautifully renovated home that blends modern updates with the timeless charm of its 1927 Character, Offering 1,592 sq. ft. of functional above-grade living space, this family home features spacious living and dining rooms,plus a versatile family room overlooking the expansive backyard.The upper levels offer 3 generous bedrooms, along with 2 bonus rooms and a powder room on the third floor-ideal for a home office, playroom, guest space, or potential additional bedrooms. The finished basement,complete with a separate entrance, includes a bedroom, 3-piece bath, and kitchen, providing excellent potential for an in-law suite or potential income-generating opportunity.With parking for 3 vehicles and the possibility of extending the driveway into the rear yard, this property offers exceptional flexibility for families, investors, and multi-generational living.Located in Hamilton's rapidly revitalizing East End, residents enjoy convenient access to Downtown Hamilton, GO Transit, major highways, shopping, restaurants, cafés, and everyday amenities. Families will appreciate the proximity to schools, parks, recreation facilities, playgrounds, and community programs. Just minutes from Hamilton's vibrant arts, dining, and entertainment districts, this home combines historic character, urban convenience, and outstanding future potential in one of the city's most exciting neighbourhoods.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13517260
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 28.75 × 105 ft
- Cross streets
- Main St E & Holton
- Parking
- 3 parking
- Driveway
- Front Yard Parking
- Basement
- Full, Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,376 / 2025
- Days on market
- 14
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
laminate · pot lights
laminate · pot lights · separate room
laminate · closet · window
laminate · pot lights · pot lights
laminate · pot lights
laminate · window · closet
Laminate
laminate · closet · window
laminate · pot lights · stainless steel appl
laminate · pot lights
laminate · closet · window
laminate · window · pot lights
laminate · pot lights · fireplace
Listed at $729,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $805K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $857K
- Adjusts to $857K
That comparable adjusts to $857K; the $727K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. MAIN at HOLTON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $727K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 18% above the area average of $353/sqft.
12 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gibson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: MAIN at HOLTON, about 72 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $583,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,116
- Property tax
- $365
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,481
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,073
- Estimated closing costs
- $11,073
Plus your down payment of $145,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $186,961
- Principal paid down
- $74,362
- Interest paid
- $112,598
- Balance remaining
- $509,558
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.