1429 SHEFFIELD Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13518742

$499,900
For Sale
Listed 14 days ago
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3Bedrooms
2Bathrooms
4Parking
700-1100Sq Ft

About this home

Welcome to 7 Willowdale Road, a beautifully maintained Northlander Modular Model located in the highly desirable John Bayus Park, a welcoming 50+ year-round community just minutes from Cambridge and Hamilton. Offering over 1080 sq. ft. of thoughtfully designed living space, this home features a bright, open-concept layout that's ideal for both everyday living and entertaining. The spacious kitchen boasts a central island and ample cabinetry, flowing seamlessly into the inviting living area. Sliding doors from the dining room lead to a private rear deck and backyard-perfect for enjoying your morning coffee or relaxing at the end of the day. The home includes 3 generously sized bedrooms, highlighted by a spacious primary suite with a private 3-piece ensuite. Additional features include an electric fireplace, central air conditioning, water softener, in-suite laundry, and 2 storage sheds. Fees also include Community Septic System. Residents enjoy access to an exceptional range of community amenities, including a fishing pond, swimming beach, pickle-ball courts, and a vibrant community centre, making this the perfect place to enjoy an active and social lifestyle year-round.

Key facts

Property type
Detached, Bungalow
MLS®
X13518742
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
< .50 ac
Cross streets
SAFARI RD TO SHEFFIELD RD
Parking
4 parking
Driveway
Private
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Slab
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$1,254 / 2026
Days on market
14
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Bedroom 3Main3.99 × 2.87 m
Primary BedroomMain5.26 × 3.38 m
Bedroom 2Main3.99 × 2.87 m
KitchenMain5.92 × 3.99 m
BathroomMain3.43 × 1.83 m

4 Pc Bath

Living RoomMain7.04 × 3.99 m
BathroomMain3.43 × 1.83 m

3 Pc Ensuite

LaundryMain3.43 × 1.83 m

Listing history

  1. Jun 20, 2026Listed$499,900
  2. Jan 20, 2026Listed$534,900
  3. Sep 11, 2025Listed$229,900
  4. Oct 27, 2023Listed$269,900

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below comparables
$570Kest. value

Listed at $499,900, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rural Flamborough, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $191K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $880K
  • Adjusts to $880K

That comparable adjusts to $880K; the $570K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Wesley / Faith is about a 63-minute walk away. Worth weighing if transit access matters to you.

List price
$500KGreat deal$705KOverpriced

Total price vs nearby homes. Fair value about $570K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$632kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

735 Dunn Avenue$475k31 Summercrest Drive$695k66 Beechwood Avenue$479k31 CAMERON Avenue$880k

The 4 closest active listings nearby.

See all comparable homes
500kThis home475k695k479k880kThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.10M
$555this home / sqft
15active listings nearby
14days on market

This home lists 22% below the area average of $715/sqft.

12 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

6/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Wesley / Faith, about 5.1 km away

2 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ancaster
$1.23M
Dundas
$1.05M
Westdale
$1.39M
Waterdown
$1.37M
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,278/mo
$93KIncome needed
5.4×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $2,278Property tax $104Total carry $2,383

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,239Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$105
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,239

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Estimated closing costs
$6,473

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $1,254− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $12,832

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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