15 Willowbanks Terrace, Hamilton, ON
Lakeshore, Hamilton · MLS® X13520082
About this home
Welcome to this beautifully upgraded, one-owner family home nestled in a bright, welcoming, and family-friendly neighbourhood in the heart of Stoney Creek. This move-in-ready residence showcases premium Jatoba hardwood flooring on the main level, engineered hardwood throughout the second floor, elegant wainscoting, crown moulding across the main floor and second-floor hallway, and fresh paint throughout.The professionally finished basement offers exceptional versatility, featuring 1 bedroom and 1 full bathroom with fully insulated subflooring and bamboo hardwood flooring-ideal for extended family, guests, or a private home office. Enjoy year-round comfort with a new furnace (January 2026), a quality air exchange system, and split-level zoning for enhanced climate control throughout the home.Step outside to a beautifully landscaped backyard complete with a maintenance-free composite deck, creating the perfect space for entertaining or relaxing with family and friends.Conveniently located with quick access to the QEW, this exceptional home is just minutes from Lake Ontario, shopping centres, parks, schools, restaurants, and family entertainment, offering the perfect blend of comfort, convenience, and lifestyle.A true turnkey opportunity in one of Stoney Creek's most desirable communities-don't miss your chance to make this exceptional home yours!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13520082
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 10 (3 half)
- Size
- 2000-2500
- Lot
- 36.06 × 85.4 ft
- Cross streets
- Galileo/Willowbanks
- Parking
- 1 garage · 3 parking (built-in)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $6,452 / 2025
- Days on market
- 14
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. SOUTH SERVICE at GLOVER ACCESS is about a 4-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
This home lists 17% below the area average of $536/sqft.
12 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lakeshore, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: SOUTH SERVICE at GLOVER ACCESS, about 294 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,269
- Property tax
- $538
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,807
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,475
- Estimated closing costs
- $16,475
Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $256,146
- Principal paid down
- $101,880
- Interest paid
- $154,265
- Balance remaining
- $698,119
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.