28 Stonegate Drive, Hamilton, ON

Ancaster, Hamilton · MLS® X13523478

$1,999,900
For Sale
Listed 13 days ago
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4Bedrooms
3Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Welcome to this exceptional two-storey home nestled on a picturesque tree-lined cul-de-sac in the highly sought-after Ancaster Heights/Mohawk Meadows community. Offering over 2,900 sq. ft. of living space plus a fully finished walk-up basement, this beautifully updated 4-bedroom, 2.5-bathroom home sits on an impressive 110 x 106 ft. lot. Freshly painted throughout, this move-in-ready home combines timeless design with modern updates. The inviting flagstone walkway leads to a classic floor plan featuring a tiled foyer, elegant formal living and dining rooms with engineered hardwood flooring and crown moulding, and a stunning kitchen complete with white stone countertops, subway tile backsplash, premium stainless steel appliances, abundant cabinetry, and a spacious peninsula overlooking the breakfast area and family room with hardwood floors and walkout to the backyard. The main level also features a private office, convenient side entrance, and a 2-piece powder room. Upstairs, the custom red oak staircase leads to four spacious bedrooms with hardwood flooring throughout. The primary suite offers a gas fireplace, walk-in closet, and a beautifully renovated ensuite featuring a freestanding tub, double vanity, glass shower with gold fixtures, and elegant finishes. A renovated 5-piece main bathroom and second-floor laundry complete the upper level. The private backyard is an entertainer's dream with a heated pool, stamped concrete patio, multiple seating areas, and plenty of green space. Located on a quiet dead-end street surrounded by mature trees, this incredible home offers views of Dundas Valley Conservation Area and High Park, while being just minutes from major highways, shopping, schools, parks, and the Ancaster Mill.

Key facts

Property type
Detached, 2-Storey
MLS®
X13523478
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000
Lot
110 × 106 ft
Cross streets
Briar Hill Crescent
Parking
2 garage · 8 parking (attached)
Basement
Full, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$10,329 / 2025
Days on market
13
Listing brokerage
RE/MAX EXPERTS

Rooms

KitchenMain5.08 × 3.61 m
OfficeMain3.63 × 3.20 m
Dining RoomMain4.06 × 3.00 m
Utility RoomBasement6.76 × 4.47 m
BedroomSecond3.15 × 2.59 m
Family RoomMain6.81 × 4.44 m
BedroomSecond4.09 × 3.10 m
Living RoomMain4.32 × 4.06 m
Primary BedroomSecond5.16 × 4.06 m
BreakfastMain3.25 × 3.05 m
RecreationBasement7.98 × 7.92 m
BedroomSecond3.91 × 3.51 m
LaundryBasement7.21 × 4.01 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.48Mest. value

Listed at $1,999,900, this home is about 35% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.60M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bathrooms −$15K
  • Adjusts to $1.48M

That comparable adjusts to $1.48M; the $1.48M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.43MGreat deal$2.00MOverpriced

Total price vs nearby homes. Fair value about $1.48M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

52 Cesar Place$1.50M44 Cesar Place$1.50M40 CESAR Place$1.50MLot 14 Klein Circle$1.48MLot 32 Klein Circle$1.48M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.00MThis home1.50M1.50M1.50M1.48M1.48MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.50M
$727this home / sqft
31active listings nearby
13days on market

This home lists 27% above the area average of $573/sqft.

11 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Gibson
$670K
Rural Flamborough
$1.15M
Rural Glanbrook
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,115/mo
$378KIncome needed
5.3×Price ÷ income
$2,103Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,115Property tax $861Total carry $9,976

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,538per month

Mortgage amount $1,599,920 · 4.14% over 25 years

$399,980Down payment (20.0%)
$1,599,920Loan before insurance
$0CMHC premium
$9,399Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,538
Property tax
$861
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,399

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,473
Estimated closing costs
$36,473

Plus your down payment of $399,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$961,410Total interest paid
$2,561,330Total of all payments
Principal $1,599,920 Interest $961,410
YearPrincipalInterestBalance
1$37,481$64,973$1,562,439
2$39,048$63,405$1,523,391
3$40,682$61,772$1,482,709
4$42,383$60,070$1,440,326
5$44,156$58,297$1,396,170
6$46,003$56,450$1,350,167
7$47,927$54,526$1,302,239
8$49,932$52,521$1,252,307
9$52,021$50,432$1,200,286
10$54,197$48,257$1,146,090
11$56,464$45,990$1,089,626
12$58,825$43,628$1,030,801
13$61,286$41,167$969,515
14$63,850$38,604$905,665
15$66,520$35,933$839,145
16$69,303$33,151$769,842
17$72,202$30,252$697,641
18$75,222$27,232$622,419
19$78,368$24,085$544,051
20$81,646$20,807$462,405
21$85,061$17,392$377,344
22$88,619$13,834$288,725
23$92,326$10,127$196,399
24$96,188$6,265$100,211
25$100,211$2,242$0

At the end of your 5-year term

Total paid over the term
$512,266
Principal paid down
$203,750
Interest paid
$308,516
Balance remaining
$1,396,170

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $10,329− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,341

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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