996 BEACH Boulevard, Hamilton, ON
Hamilton Beach, Hamilton · MLS® X13528798
About this home
Imagine waking up every day just steps from the tranquil shores of Lake Ontario, where the sound of the waves and the gentle breeze set the tone for your day. This custom-built bungalow in Hamiltons charming Beach area offers more than just a homeits a lifestyle. With a spacious open-concept design flooded with natural light, 3 bedrooms, and 2 full baths, including a master ensuite, the thoughtful layout is as practical as it is inviting. Enjoy the convenience of main-floor laundry and the comfort of an insulated double garage. Start your mornings with coffee or tea on the covered front porch, then spend afternoons and evenings on your rear covered porch, surrounded by beautifully landscaped views while watching the sunsetthe perfect space to entertain family and friends. The full-size unfinished basement offers a vast amount of space, making it ideal for storage or as a play area for kids. Whether youre walking or biking the Waterfront Trail, relaxing by the beach, or reveling in the peaceful surroundings, this home is your gateway to lakeside living at its finest. Come experience the lifestyle for yourself!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13528798
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 54 × 137 ft
- Cross streets
- Eastport Dr/Beach Blvd
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Unfinished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,023 / 2025
- Days on market
- 11
- Listing brokerage
- ROCK STAR REAL ESTATE INC.
Rooms
Listed at $849,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Hamilton Beach, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $959K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $800K
- Bathrooms −$15K
- Adjusts to $785K
That comparable adjusts to $785K; the $870K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. BEACH opposite THIRD is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $870K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 10% below the area average of $538/sqft.
9 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Hamilton Beach, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: BEACH opposite THIRD, about 64 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $502
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,130
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROCK STAR REAL ESTATE INC.. MLS®/PropTx.