184 Stirton Street, Hamilton, ON

Gibson, Hamilton · MLS® X13529842

$569,000
For Sale
Listed 11 days ago
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3Bedrooms
2Bathrooms
2Parking
1100-1500Sq Ft

About this home

Welcome to 184 Stirton Street, a beautifully fully renovated 3-bedroom home showcasing quality upgrades throughout. Featuring new flooring, fresh paint, modern lighting, and updated trim, this home offers a bright and functional layout. The kitchen has been fully redesigned with contemporary cabinetry and finishes, while the bathrooms have been upgraded with modern fixtures. The fully finished, renovated walk-out basement adds valuable additional living space, perfect for extended family, entertainment, or potential in-law use. Conveniently located close to schools, parks, shopping, and public transit. A true move-in ready home-book your private showing today.

Key facts

Property type
Detached, 2-Storey
MLS®
X13529842
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
20 × 90 ft
Cross streets
Barton St. to Stirton
Parking
2 parking
Driveway
Front Yard Parking
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,904 / 2025
Days on market
11
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Living RoomMain3.27 × 3.14 m
Utility RoomBasement4.58 × 9.75 m
Dining RoomMain3.65 × 3.49 m
BedroomSecond2.73 × 3.05 m
BathroomMain2.34 × 1.86 m
BathroomSecond1.85 × 1.72 m
Primary BedroomSecond4.67 × 3.13 m
FoyerMain1.24 × 4.15 m
BedroomSecond2.67 × 3.02 m
KitchenMain4.67 × 3.07 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$500Kest. value

Listed at $569,000, this home is tracking about 14% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $500K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $500K
  • Adjusts to $500K

That comparable adjusts to $500K; the $500K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. BARTON at BIRCH is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$500KGreat deal$569KOverpriced

Total price vs nearby homes. Fair value about $500K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby in Gibson · asking prices
$497kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

54 Birch Avenue$570k39 Fairleigh Avenue$530k20 Somerset Avenue$500k212 Gibson Avenue$500k43 Harvey Street$385k

The 5 closest active listings nearby.

See all comparable homes
569kThis home570k530k500k500k385kThis home vs active comparables
Live market pulseActive comparables in Gibson · median list $530K
$438this home / sqft
7active listings nearby
11days on market

This home lists 17% above the area average of $374/sqft.

9 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Gibson, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: BARTON at BIRCH, about 121 m away

20+ transit stops7 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$729K
Homeside
$593K
Parkview
$500K
Westdale
$1.39M
Stoney Creek
$917K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,593/mo
$110KIncome needed
5.2×Price ÷ income
$598Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,593Property tax $242Total carry $2,835

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,429per month

Mortgage amount $455,200 · 4.14% over 25 years

$113,800Down payment (20.0%)
$455,200Loan before insurance
$0CMHC premium
$2,671Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,429
Property tax
$242
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,671

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,855
Estimated closing costs
$7,855

Plus your down payment of $113,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,950/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,535Total interest paid
$728,735Total of all payments
Principal $455,200 Interest $273,535
YearPrincipalInterestBalance
1$10,664$18,486$444,536
2$11,110$18,040$433,426
3$11,575$17,575$421,852
4$12,059$17,091$409,793
5$12,563$16,586$397,230
6$13,089$16,061$384,142
7$13,636$15,513$370,506
8$14,206$14,943$356,299
9$14,801$14,349$341,499
10$15,420$13,730$326,079
11$16,065$13,085$310,014
12$16,737$12,413$293,277
13$17,437$11,713$275,841
14$18,166$10,983$257,675
15$18,926$10,223$238,749
16$19,718$9,432$219,031
17$20,542$8,607$198,489
18$21,402$7,748$177,087
19$22,297$6,853$154,790
20$23,229$5,920$131,561
21$24,201$4,948$107,360
22$25,213$3,936$82,146
23$26,268$2,881$55,878
24$27,367$1,783$28,512
25$28,512$638$0

At the end of your 5-year term

Total paid over the term
$145,747
Principal paid down
$57,970
Interest paid
$87,777
Balance remaining
$397,230

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,904− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,260

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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