13 Allan Avenue, Hamilton, ON
Dundas, Hamilton · MLS® X13532244
About this home
Beautifully maintained and truly move-in ready, this charming Dundas home in University Gardens offers worry-free ownership with many major updates already completed. Recent improvements include a new roof, windows, doors, furnace, central air conditioning, eavestroughs, basement waterproofing, and a backwater valve, allowing you to enjoy the home with confidence for years to come. Inside, bright, freshly painted interiors are complemented by a timeless neutral palette, original coved ceilings, California shutters, a cozy gas fireplace, an updated bathroom, and a stylish kitchen complete with a dishwasher. A bright rear family room addition overlooking the backyard provides an ideal space to relax, work from home, or entertain. A newly built rear staircase with a convenient landing just outside the kitchen creates an ideal space for summer barbecues and seamless access to the backyard. The outdoor space offers a blank canvas for landscaping, gardens, or creating your own private retreat. The separate side entrance offers flexibility for future finished living space, guest accommodation, or a potential in-law setup, subject to buyer verification. The unfinished basement, offering approximately 750 sq. ft. of additional space, provides outstanding potential to expand your living area with a recreation room, home office, gym, or additional storage. Enhanced front landscaping adds to the home's curb appeal, all situated on a quiet, family-friendly street just steps from Osler Drive, parks, schools, and the shops, restaurants, and vibrant charm of downtown Dundas. Ideal for professionals, downsizers, first-time buyers, or anyone seeking a move-in ready Dundas home with future expansion potential. This is a rare opportunity to own a thoughtfully updated home where much of the expensive work has already been completed. Simply move in and enjoy!
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X13532244
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500
- Lot
- 40.08 × 100.2 ft
- Cross streets
- Osler Dr/Main St W
- Parking
- 3 parking
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,411 / 2026
- Days on market
- 10
- Listing brokerage
- Century 21 Signature Service
Rooms
closet · vinyl floor · w/o to yard
stainless steel appl · tile floor · granite counters
closet · california shutters · hardwood floor
Hardwood Floor
closet · california shutters · hardwood floor
hardwood floor · gas fireplace · california shutters
closet · california shutters · hardwood floor
Listed at $877,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $820K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $999K
- Bathrooms −$15K
- Adjusts to $984K
That comparable adjusts to $984K; the $830K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. CANNON at CAMERON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $830K, median of 19 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 2% above the area average of $661/sqft.
8 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Dundas, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: CANNON at CAMERON, about 102 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $701,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,744
- Property tax
- $451
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,195
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,015
- Estimated closing costs
- $14,015
Plus your down payment of $175,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $224,640
- Principal paid down
- $89,349
- Interest paid
- $135,291
- Balance remaining
- $612,251
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Signature Service. MLS®/PropTx.