17 ALBA Street, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13533236

$699,999
For Sale
Listed 10 days ago
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3Bedrooms
2Bathrooms
4Parking
700-1100Sq Ft

About this home

Welcome to this beautifully updated solid brick bungalow offering 3 bedrooms, 2 full bathrooms, and a versatile layout ideal for families, downsizers, or multi-generational living. Located in one of Stoney Creek's most sought-after neighbourhoods, directly below the Niagara Escarpment, you'll enjoy easy access to the Bruce Trail, Devil's Punch Bowl, Battlefield Park, countless parks, and outdoor recreation. Commuters will love the proximity to the Red Hill Valley Parkway, Lincoln Alexander Parkway, QEW, and the future Stoney Creek GO Station. Featuring a separate side entrance and finished lower level, this home offers excellent in-law suite potential. Extensively renovated since 2020, the home blends timeless charm with modern updates. The stunning 2021 kitchen renovation included new cabinetry, flooring, lighting, baseboards, outlets, dishwasher, and stylish finishes throughout. The main floor was further refreshed with updated flooring, lighting, paint, and repairs to windows and doors. The main bathroom was tastefully updated with a new vanity, toilet, flooring, lighting, and fixtures, while the lower-level bathroom was completely rebuilt with a new shower, vanity, toilet, flooring, lighting, and exterior-vented exhaust fan. The finished basement adds exceptional living space with new drywall, windows, carpeting, baseboards, lighting, paint, updated electrical, and a modern electric fireplace. The former wood stove and chimney were removed to create a clean, contemporary feel. The laundry room was also fully upgraded with new flooring, windows, lighting, cabinetry, and finished drywall. Outside, enjoy expanded front and rear decks, a raised and enlarged shed, partial new fencing, a refinished driveway, stone walkways, raised garden beds, and eight fruit trees creating a private backyard retreat. Move-in ready and loaded with value, this extensively updated home offers the perfect blend of comfort, functionality, location, and future potential.

Key facts

Property type
Detached, Bungalow
MLS®
X13533236
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
53.7 × 110 ft
Cross streets
Battlefield Dr
Parking
4 parking
Driveway
Front Yard Parking
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,080 / 2025
Days on market
10
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomMain0.00 × 0.00 m

4 Pc Bath

LaundryBasement3.96 × 1.83 m
Bedroom 2Main3.35 × 3.66 m
KitchenMain5.18 × 3.35 m
RecreationBasement7.62 × 7.01 m
PlayBasement4.57 × 1.22 m
Bedroom 3Main3.96 × 2.74 m
BathroomBasement0.00 × 0.00 m

3 Pc Bath

Primary BedroomMain3.05 × 3.05 m
Living RoomMain4.88 × 3.35 m
Moe’s TakeTeam Asgarian · Broker
In line
$759Kest. value

Listed at $699,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $733K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $855K
  • Bedrooms −$30K
  • Adjusts to $825K

That comparable adjusts to $825K; the $759K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. KING at WALKER is about a 8-minute walk away.

List price
$695KGreat deal$825KOverpriced

Total price vs nearby homes. Fair value about $759K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby in Stoney Creek · asking prices
$711kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

182 Federal Street$759k144 Green Road$825k148 Gray Road$550k

The 3 closest active listings nearby.

See all comparable homes
700kThis home759k825k550kThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $759K
$778this home / sqft
5active listings nearby
10days on market

This home lists 6% below the area average of $825/sqft.

8 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

50/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: KING at WALKER, about 643 m away

20+ transit stops20+ dining14 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Homeside
$593K
Parkview
$526K
Delta
$729K
Gibson
$670K
Rural Glanbrook
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$136KIncome needed
5.1×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,190Property tax $340Total carry $3,530

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,999 · 4.14% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,328Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$340
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,328

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,630/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,510Total interest paid
$896,509Total of all payments
Principal $559,999 Interest $336,510
YearPrincipalInterestBalance
1$13,119$22,742$546,880
2$13,668$22,193$533,213
3$14,239$21,621$518,973
4$14,835$21,025$504,139
5$15,455$20,405$488,683
6$16,102$19,758$472,581
7$16,775$19,085$455,806
8$17,477$18,383$438,329
9$18,208$17,652$420,121
10$18,970$16,891$401,151
11$19,763$16,097$381,388
12$20,590$15,270$360,798
13$21,451$14,409$339,347
14$22,348$13,512$316,998
15$23,283$12,577$293,715
16$24,257$11,603$269,458
17$25,272$10,589$244,186
18$26,329$9,532$217,857
19$27,430$8,430$190,427
20$28,577$7,283$161,850
21$29,773$6,088$132,077
22$31,018$4,842$101,059
23$32,316$3,545$68,743
24$33,667$2,193$35,076
25$35,076$785$0

At the end of your 5-year term

Total paid over the term
$179,302
Principal paid down
$71,316
Interest paid
$107,986
Balance remaining
$488,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $4,080− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,006

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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