45 Peppertree Crescent, Hamilton, ON
Ancaster, Hamilton · MLS® X13534954
About this home
Exceptional Estate in One of Ancaster's most sought-after Neighbourhoods! Just steps from the prestigious Hamilton Golf & Country Club, thisremarkable estate offers over 4000sqft above grade of living space on a generous pie-shaped lot w/ lush landscaping, inground pool & a resort-like bckyrd! The approach alone is unforgettable- you're greeted by a picturesque streetscape, grand windows & exterior drs (replaced '11-'15),extensive stonework & landscaping ('14) & an incredible architectural presence. Inside, a stunning dbl staircase (reno'd Spring '21) makes animmediate statement. Beneath the staircase, the elegant great rm feat rich oak wainscoting & a gas fp, creating a warm yet sophisticatedgathering space. Main flr hdwd '21. The kitchen, fully reno'd in '21, boasts Cambria quartz countertops & premium Thermador appl. Step outsidefrom the kitch to an extraordinary, bckyrd oasis designed for entertaining! Highlights include two gas fp, multiple outdoor entertaining areas, animpressive L-shaped pool & ample green space for children and pets. Landscaping by Cedar Springs in '11. The main lvl also offers a graciousliving rm w/ a wood-burning fp, a formal dining rm, a regal office w/ oak detailing and wainscoting, a 2-pc bthrm and a convenient main-flr lndryrm off the grg w/ heated floors. Upstairs, you'll find 4 generously sized bdrms and 3 full bthrms. The children's rms share a Jack & Jill bthrmreno'd in 15', while the luxurious primary suite feat his-and-hers w/i closets, a spa-like ensuite reno'd in 15' w/ Cambria Quartz countertops,heated flrs, and an add'l gym or private office. The lower lvl offers exceptional versatility, w/ a spacious bdrm, full kitch w/ granite countertops('15), and a reno'd bthrm w/ heated flrs ('15). With a sep entrance, this lvl is ideal for summer entertaining, pool access, or extended family living.A truly rare offering-private, elegant, and perfectly located-this home delivers timeless design & an unmatched lifestyle. Luxury Certified.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13534954
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 59.88 × 152.62 ft
- Cross streets
- Golf Links Rd
- Parking
- 2 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Tile
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $15,223 / 2025
- Days on market
- 10
- Listing brokerage
- RE/MAX ESCARPMENT FRANK REALTY
Rooms
5 Pc Ensuite
4 Pc Bath
3 Pc Bath
2 Pc Bath
4 Pc Bath
Listed at $2,649,900, this home is about 7% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($624/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.26M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.75M
- Adjusts to $2.75M
That comparable adjusts to $2.75M; the $2.85M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MCNIVEN at GOLF LINKS is about a 7-minute walk away.
Total price vs nearby homes. Fair value about $2.85M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Heated floors: comfort and a premium-finish signal.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Lifestyle
- Weigh carefully
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 4% above the area average of $602/sqft.
8 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: MCNIVEN at GOLF LINKS, about 537 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $2,119,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,313
- Property tax
- $1,269
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,581
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $52,723
- Estimated closing costs
- $52,723
Plus your down payment of $529,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $678,761
- Principal paid down
- $269,972
- Interest paid
- $408,788
- Balance remaining
- $1,849,948
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT FRANK REALTY. MLS®/PropTx.