78 Waterberry Trail, Hamilton, ON
Gourley, Hamilton · MLS® X13535084
About this home
Welcome to your dream home! With approximately 3000 sqft of finished living space & nestled in one of the area's most sought-after established neighbourhoods, this impressive 5-bedroom residence offers the perfect blend of luxury, comfort & functionality. Step inside to discover a bright, open-concept main floor featuring beautiful hardwood flooring, Califoria shutters & an updated kitchen designed for both everyday living & entertaining. Complete with Corian countertops, a large centre island, breakfast bar & abundant cabinetry, this kitchen is truly the heart of the home. The spacious living & dining areas flow seamlessly together, creating an inviting space for family gatherings and special occasions. Convenience is key with a main floor laundry room offering direct access to the attached garage, as a dedicated home office, making daily living effortless as well. Upstairs, you'll find four generously sized bedrooms, providing plenty of room for growing families & guests. The primary bedroom has a spa like ensuite & closets with custom organizers. This home features a second primary bedroom with ensuite privilege & custom closet organizers. The fully finished basement offers exceptional flexibility with excellent in-law suite potential, featuring ample living space for extended family or future customization. Step outside into your private backyard oasis. Enjoy endless summer days in the gorgeous heated inground pool, unwind in the hot tub & entertain family & friends in this beautiful outdoor retreat. The aggregate concrete driveway adds outstanding curb appeal, while the maintenance-free exterior ensures you can spend more time enjoying your home & less time maintaining it. Lovingly cared for & truly move-in ready, this exceptional home offers the space, quality & lifestyle today's buyers are searching for. Located in a mature, family-friendly neighbourhood close to parks, schools, shopping & everyday amenities, this is a rare opportunity you won't want to miss.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13535084
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 42 × 108 ft
- Cross streets
- West 5th and Stone Church Road
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $8,612 / 2026
- Days on market
- 10
- Listing brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Rooms
Finished
california shutters · carpet free · hardwood floor
4 Pc Bath
carpet free · laminate · walk-in closet(s)
Laminate
3 Pc Bath
eat-in kitchen · carpet free · double sink
Finished
3 Pc Bath
carpet free · hardwood floor
california shutters · carpet free · hardwood floor
2 Pc Bath
Listed at $1,129,900, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($502/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Gourley, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.26M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.08M
- Bathrooms +$15K
- Adjusts to $1.09M
That comparable adjusts to $1.09M; the $1.06M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. WEST 5TH opposite SONATA is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $1.06M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 28% below the area average of $698/sqft.
8 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gourley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: WEST 5TH opposite SONATA, about 239 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $903,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,824
- Property tax
- $718
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,541
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,073
- Estimated closing costs
- $19,073
Plus your down payment of $225,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $289,419
- Principal paid down
- $115,114
- Interest paid
- $174,305
- Balance remaining
- $788,806
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.