111 Spadina Avenue, Hamilton, ON
Stipley, Hamilton · MLS® X13536686
About this home
A stately home rich in old-world charm, timeless craftsmanship, & the kind of space today's buyers dream of-a home to grow into, make your own, & cherish for years to come. Filled with original character & beautifully preserved details. From the moment you step inside you will be in awe of the unspoiled wood accents, rich hardwd flrs,elegant pocket doors, coffer ceiling & two incredible original fireplace mantles (one featuring a functioning gas fireplace). A double staircase to the 2 nd lvl adds to the appeal. Unwind in the inviting den, cozy up by the fire in the living rm, host memorable dinners in the formal dining rm, or prepare family favourites in the functional galley kitchen. Just beyond, a bonus pantry rm adds incredible practicality with extra storage,sink, & additional counter space. Upstairs, the 2 nd lvl offers four bedrms & a full bathrm complete with clawfoot tub. The primary bedrm features access to a rear balcony-an ideal spot to enjoy a quiet morning coffee or unwind at day's end. The finished attic provides even more space, ready to suit your lifestyle as a studio, home office, or private escape complete with another full bathroom. Downstairs, the partially finished basement boasts ample storage, workshop potential, & a 3-piece bathrm ready for a thoughtful refresh. This is more than just a house-it's a home with soul ready for its next chapter and for a new owner to make it their own while preserving the beauty of its remarkable past. RSA
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13536686
- Bedrooms
- 6
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 28 × 87.16 ft
- Cross streets
- Between Main St E & Dunsmure Rd
- Parking
- 1 garage · 2 parking (detached)
- Driveway
- Available, Lane
- Basement
- Full, Partially Finished
- Heating
- Radiant
- A/C
- Wall Unit(s), Window Unit(s)
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,981 / 2026
- Days on market
- 10
- Listing brokerage
- COLDWELL BANKER COMMUNITY PROFESSIONALS
Rooms
3 Pc Bath
3 Pc Bath
3 Pc Bath
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MAIN opposite MELROSE is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 35% below the area average of $411/sqft.
8 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stipley, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MAIN opposite MELROSE, about 109 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $479,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $415
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,976
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,473
- Estimated closing costs
- $8,473
Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,662
- Principal paid down
- $61,118
- Interest paid
- $92,544
- Balance remaining
- $418,802
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS. MLS®/PropTx.