100 Garinger Crescent, Hamilton, ON
Binbrook, Hamilton · MLS® X13538572
About this home
Welcome to this beautifully maintained detached home in the highly sought-after Binbrook community of Hamilton. Offering approximately 2,275 sq ft of thoughtfully designed living space, plus a full unfinished basement ready for your personal touch, this spacious 4-bedroom, 2.5-bathroom home is perfect for growing families seeking both comfort and functionality. The main floor features an inviting open-concept layout enhanced by rich hardwood flooring and elegant moulded finishes. The modern kitchen is a true centrepiece, complete with extended-height cabinetry, granite countertops, built-in stainless steel appliances, and a large island ideal for entertaining. The bright living room, highlighted by a cozy fireplace, flows seamlessly into a separate dining area, while sliding doors lead to a private backyard gazebo, perfect for relaxing or hosting gatherings. Upstairs, you'll find four generously sized bedrooms designed for comfort and privacy, making it an ideal layout for families. The unfinished basement offers endless possibilities to create additional living space, a home gym, or an in-law suite tailored to your needs. Situated in a family-friendly neighbourhood, this home enjoys close proximity to everyday conveniences including grocery stores, restaurants, parks, and recreational facilities. Residents benefit from nearby green spaces and community parks, as well as access to schools and local amenities within walking distance. The Binbrook area is known for its quiet suburban feel while still offering convenient access to the broader Hamilton region, making commuting and daily errands easy. This is a fantastic opportunity to a spacious, upgraded home in a welcoming and growing community, perfect for families looking to settle into a peaceful yet well-connected neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13538572
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 12.5 × 30 ft
- Cross streets
- HWY 56
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,691 / 2025
- Days on market
- 9
- Listing brokerage
- EXP REALTY
Rooms
Listed at $850,000, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $956K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $870K
- Bathrooms −$15K
- Adjusts to $855K
That comparable adjusts to $855K; the $919K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GLOVER at MAPLE LEAF is about a 69-minute walk away.
Total price vs nearby homes. Fair value about $919K, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 10% below the area average of $419/sqft.
7 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Binbrook, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: GLOVER at MAPLE LEAF, about 5.5 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $680,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,629
- Property tax
- $474
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,103
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,475
- Estimated closing costs
- $13,475
Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,724
- Principal paid down
- $86,598
- Interest paid
- $131,126
- Balance remaining
- $593,402
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.