8110 Chippewa Road, Hamilton, ON

Rural Glanbrook, Hamilton · MLS® X13539384

$1,180,000
For Sale
Listed 9 days ago
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5Bedrooms
3Bathrooms
2Garage · 10 parking
1100-1500Sq Ft

About this home

Welcome to 8110 Chippewa Road East, a fully updated 5 Bedroom, 3 Bath Bungalow with a 2-car garage on a massive 3 acre private lot (125 foot wide x 1,052 foot deep). Main floor features a large living room with pot lights, fireplace and huge front windows making it the perfect place to relax everyday. New large and updated eat-in kitchen is perfect for everyday use or accommodating that large gathering. Enjoy the quiet of the country year round and relax in the large and enclosed sunroom featuring huge windows that let in loads of natural light. The new finished basement is ready for your more living space, LED lights and extra 2 nice bedrooms. This over 1000' deep and fully fenced lot features everything one could ask for, a green house, hobby barn, veg. garden, apple and pear trees and more. Lots of parking with a double car garage and large driveway will easily accommodate a family with multiple vehicles. Newer roof and septic in 2019. In the country, but still just minutes to all amenities including shops, restaurants, library/YMCA. Recent updates include a new roof (2019), new kitchen and bathroom (2021), paved garden area with decorative stones (2023), and a freshly finished basement (2026), new washer and dryer(2026), Septic (2019).

Key facts

Property type
Detached, Bungalow
MLS®
X13539384
Bedrooms
5 (3 + 2)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
125 × 50 ft
Cross streets
Chippewa and Ferris
Parking
2 garage · 10 parking (attached)
Basement
Separate Entrance, Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Property tax
$5,692 / 2025
Days on market
9
Listing brokerage
JDL REALTY INC.

Rooms

BedroomGround3.50 × 3.20 m
BathroomGround1.50 × 0.80 m
Living RoomGround5.50 × 3.50 m
Bedroom 4Basement3.50 × 4.00 m
KitchenGround6.10 × 4.60 m
Bedroom 2Ground3.50 × 3.90 m
Bedroom 5Basement9.00 × 2.80 m
BathroomGround3.00 × 2.00 m
Bedroom 3Ground2.90 × 2.90 m
BathroomGround2.00 × 1.50 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$937Kest. value

Listed at $1,180,000, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rural Glanbrook, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $889K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $745K
  • Bathrooms +$15K
  • Adjusts to $760K

That comparable adjusts to $760K; the $937K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. AIRPORT at HOMESTEAD is about a 37-minute walk away. Worth weighing if transit access matters to you.

List price
$760KGreat deal$1.18MOverpriced

Total price vs nearby homes. Fair value about $937K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Value driver
Comparable listingsCurrently listed nearby in Rural Glanbrook · asking prices
$1.02Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

25 Saveryn Road$1.03M1549 Guyatt Road$900k137 PINEHILL Drive$1.14M

The 3 closest active listings nearby.

See all comparable homes
1.18MThis home1.03M900k1.14MThis home vs active comparables
Live market pulseActive comparables in Rural Glanbrook · median list $900K
$908this home / sqft
7active listings nearby
9days on market

This home lists 28% above the area average of $711/sqft.

7 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Glanbrook, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: AIRPORT at HOMESTEAD, about 2.9 km away

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Binbrook
$948K
Ancaster
$1.23M
Stoney Creek
$917K
Delta
$729K
Westdale
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,378/mo
$223KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,378Property tax $474Total carry $5,852

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,038per month

Mortgage amount $944,000 · 4.14% over 25 years

$236,000Down payment (20.0%)
$944,000Loan before insurance
$0CMHC premium
$5,512Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,038
Property tax
$474
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,512

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,075
Estimated closing costs
$20,075

Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,119/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$567,260Total interest paid
$1,511,260Total of all payments
Principal $944,000 Interest $567,260
YearPrincipalInterestBalance
1$22,115$38,336$921,885
2$23,040$37,411$898,846
3$24,003$36,447$874,842
4$25,007$35,443$849,835
5$26,053$34,397$823,781
6$27,143$33,307$796,638
7$28,279$32,172$768,360
8$29,461$30,989$738,898
9$30,694$29,757$708,204
10$31,978$28,473$676,227
11$33,315$27,135$642,912
12$34,709$25,742$608,203
13$36,161$24,290$572,042
14$37,673$22,777$534,369
15$39,249$21,202$495,120
16$40,891$19,560$454,230
17$42,601$17,849$411,629
18$44,383$16,067$367,246
19$46,239$14,211$321,006
20$48,174$12,277$272,833
21$50,189$10,262$222,644
22$52,288$8,163$170,356
23$54,475$5,975$115,881
24$56,754$3,697$59,128
25$59,128$1,323$0

At the end of your 5-year term

Total paid over the term
$302,252
Principal paid down
$120,219
Interest paid
$182,033
Balance remaining
$823,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $5,692− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,472

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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