43 Woodbridge Road, Hamilton, ON

Rosedale, Hamilton · MLS® X13539446

$649,900
For Sale
Listed 9 days ago
3Bedrooms
1Bathrooms
2Parking
700-1100Sq Ft

About this home

Welcome to this charming three-bedroom home nestled on a quiet dead-end street in the highly sought-after Rosedale neighbourhood. Perfect for families or those seeking a peaceful setting, this home offers both comfort and convenience in an ideal location. The main floor features a spacious and bright living room, ideal for relaxing or entertaining guests. The beautifully remodelled kitchen (2022) boasts modern quartz countertops, updated appliances, and flows seamlessly into an inviting eat-in dining area. A convenient main floor bedroom adds flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find two additional well-sized bedrooms, providing ample space for the whole family. A back separate entrance leads to a newly updated patio space (2024), perfect for outdoor dining and summer gatherings, overlooking a large fully fenced yard-ideal for kids, pets, or gardening enthusiasts. The unfinished basement offers plenty of storage or the opportunity to customize and finish to suit your needs. A private driveway provides parking for at least two vehicles. Located close to schools, shopping, public transportation, and all essential amenities, this home combines comfort, functionality, and a prime location. Don't miss your chance to call this wonderful property home!

Key facts

Property type
Detached, 1 Storey/Apt
MLS®
X13539446
Bedrooms
3
Bathrooms
1
Size
700-1100
Lot
40 × 100 ft
Cross streets
Lawrence
Parking
2 parking
Driveway
Private
Basement
Separate Entrance, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Metal/Steel Siding
Foundation
Concrete Block
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$4,209 / 2025
Days on market
9
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomSecond2.23 × 1.46 m

4 Pc Bath

BedroomSecond2.89 × 3.50 m
Dining RoomMain2.76 × 2.90 m
BedroomSecond3.21 × 3.52 m
BedroomMain3.10 × 3.05 m
FoyerMain2.70 × 1.05 m
Living RoomMain5.21 × 3.59 m
KitchenMain2.70 × 2.55 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$539Kest. value

Listed at $649,900, this home is tracking about 21% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $608K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $509K
  • Bathrooms −$15K
  • Adjusts to $494K

That comparable adjusts to $494K; the $539K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. ROSEDALE at LAWRENCE is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$471KGreat deal$650KOverpriced

Total price vs nearby homes. Fair value about $539K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby in Rosedale · asking prices
$615kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20 Nelligan Place$635k14 Lydia Street$629k117 Stewartdale Avenue$675k880 LAWRENCE Road$509k280 Montrose Avenue$629k

The 5 closest active listings nearby.

See all comparable homes
650kThis home635k629k675k509k629kThis home vs active comparables
Live market pulseActive comparables in Rosedale · median list $675K
$722this home / sqft
8active listings nearby
9days on market

This home lists 17% above the area average of $617/sqft.

7 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rosedale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: ROSEDALE at LAWRENCE, about 212 m away

20+ transit stops1 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$729K
Homeside
$593K
Stoney Creek
$917K
Parkview
$500K
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,962/mo
$128KIncome needed
5.1×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,962Property tax $351Total carry $3,313

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,774per month

Mortgage amount $519,920 · 4.14% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,125Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,774
Property tax
$351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,125

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Estimated closing costs
$9,473

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,426Total interest paid
$832,346Total of all payments
Principal $519,920 Interest $312,426
YearPrincipalInterestBalance
1$12,180$21,114$507,740
2$12,689$20,604$495,051
3$13,220$20,074$481,830
4$13,773$19,521$468,057
5$14,349$18,945$453,708
6$14,949$18,344$438,759
7$15,575$17,719$423,184
8$16,226$17,068$406,958
9$16,905$16,389$390,053
10$17,612$15,682$372,440
11$18,349$14,945$354,092
12$19,116$14,178$334,975
13$19,916$13,378$315,060
14$20,749$12,545$294,311
15$21,617$11,677$272,694
16$22,521$10,773$250,173
17$23,463$9,831$226,710
18$24,444$8,849$202,265
19$25,467$7,827$176,798
20$26,532$6,762$150,266
21$27,642$5,652$122,624
22$28,798$4,496$93,826
23$30,003$3,291$63,823
24$31,258$2,036$32,565
25$32,565$729$0

At the end of your 5-year term

Total paid over the term
$166,469
Principal paid down
$66,212
Interest paid
$100,257
Balance remaining
$453,708

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $4,209− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,877

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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