475 Valridge Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13540602
About this home
Executive family home on a premium ravine lot in one of Ancaster's most sought-after neighbourhoods! Offering over 4,000 sq. ft. of finished total living space, this exceptional home features 4+1 bedrooms, 5 bathrooms, a main-floor office, and a spacious second-floor family room. A fully finished walk-out basement with a spacious in-law suite or income-generating space. Fully paid-off solar panels generate approximately $3,000 annually. Designed for both everyday living and entertaining, the functional layout includes formal dining room connected to the european-inspired kitchen through a butler's pantry, a bright breakfast area, and a welcoming living room with a gas fireplace. The chef-inspired kitchen is the heart of the home, featuring a large centre island, quartz countertops, stainless steel appliances, and a 5-burner gas stove, overlooking a private backyard oasis. Step outside to an expansive composite deck with glass railings and enjoy tranquil greenspace and pond views. Upstairs, the primary suite offers a walk-in closet and spa-like 5-piece ensuite. A second bedroom has its own private ensuite, while two additional bedrooms are generously sized and share a well-appointed bath. The versatile loft provides the perfect space for a second family room, media room, or play area. The finished walk-out basement adds exceptional flexibility with a recreation room, second gas fireplace, fifth bedroom, 3-piece bathroom, cold cellar, and newly added kitchen with custom cabinetry and stainless steel appliances, ideal for extended family or income potential. Additional features include a double-car garage with inside access through the mudroom/laundry room and parking for four vehicles on the driveway. Ideally located minutes to Hwy 403, top-rated schools, parks, trails, and all amenities. Don't miss this rare opportunity to own a move-in-ready home that blends space, privacy, and lifestyle upgrade in the heart of Ancaster.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13540602
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 49.21 × 104.99 ft
- Cross streets
- Wilson St W & Meadowbrook Dr
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,068 / 2025
- Days on market
- 9
- Listing brokerage
- ROYAL LEPAGE MEADOWTOWNE REALTY
Rooms
4 Pc Bath
3 pc bath · fireplace
fireplace · overlooks backyard · hardwood floor
Above Grade Window
W/O To Garage
4 Pc Ensuite
5 Pc Ensuite
combined w/dining · overlooks backyard · open concept
Above Grade Window
Listed at $1,399,000, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.54M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.18M
- Bedrooms −$30K
- Bathrooms +$15K
- Adjusts to $1.16M
That comparable adjusts to $1.16M; the $1.67M estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MEADOWBROOK at SPEERS is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.67M, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Worth verifying
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 26% below the area average of $584/sqft.
7 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: MEADOWBROOK at SPEERS, about 316 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,972
- Property tax
- $839
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,811
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Estimated closing costs
- $24,455
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,348
- Principal paid down
- $142,530
- Interest paid
- $215,818
- Balance remaining
- $976,670
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE MEADOWTOWNE REALTY. MLS®/PropTx.