1702-75 Queen Street, Hamilton, ON

Strathcona, Hamilton · MLS® X13541012

$539,900
For Sale
Listed 9 days ago
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2Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to effortless downtown living! This beautifully updated, fully turnkey 2-bedroom, 1-bath condo on sought-after Queen Street offers the perfect blend of style, comfort, and convenience. Featuring a bright, functional layout with modern finishes throughout, this move-in-ready home is ideal for first-time buyers, professionals, or investors. Enjoy being just steps from trendy restaurants, cafés, parks, shopping, transit, and all the vibrant amenities downtown Hamilton has to offer. Simply unpack and start enjoying your new lifestyle!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13541012
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Queen St/Napier
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Central Air, Wall Unit(s)
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Flat
Maintenance
$1,103/mo
Exposure
East
Property tax
$2,678 / 2026
Days on market
9
Listing brokerage
MICHAEL ST.JEAN REALTY INC.

Rooms

KitchenMain4.67 × 2.44 m
BedroomMain2.92 × 3.99 m
Dining RoomMain2.92 × 2.84 m
Primary BedroomMain3.38 × 3.99 m
LaundryMain2.13 × 1.78 m
Living RoomMain3.43 × 5.11 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$405Kest. value

Listed at $539,900, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($569/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Strathcona, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $245K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $440K
  • Size difference +$40K
  • Bathrooms −$15K
  • Adjusts to $465K

That comparable adjusts to $465K; the $405K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. York at Queen is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$365KGreat deal$540KOverpriced

Total price vs nearby homes. Fair value about $405K, median of 5 comparables.

Comparable listingsCurrently listed nearby · asking prices
$420kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

804-200 Limeridge Road$380k203-23 Main Street$345k1414-500 GREEN Road$550k203-8 Main Street$525k310-836 CONCESSION Street$300k

The 5 closest of 8 active listings nearby.

See all comparable homes
540kThis home380k345k550k525k300kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $389K
$569this home / sqft
98active listings nearby
9days on market

This home lists 5% above the area average of $541/sqft.

6 days faster than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Strathcona, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: York at Queen, about 149 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$390K
Durand
$400K
Corktown
$296K
Beasley
$319K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,461/mo
$125KIncome needed
4.3×Price ÷ income
$568Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,461Property tax $223Condo fee $1,103Total carry $3,787

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,305per month

Mortgage amount $431,920 · 4.14% over 25 years

$107,980Down payment (20.0%)
$431,920Loan before insurance
$0CMHC premium
$3,631Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,305
Property tax
$223
Condo / maintenance fees
$1,103
Heating
$0
Estimated monthly cost
$3,631

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,273
Estimated closing costs
$7,273

Plus your down payment of $107,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,799/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$259,546Total interest paid
$691,466Total of all payments
Principal $431,920 Interest $259,546
YearPrincipalInterestBalance
1$10,118$17,540$421,802
2$10,542$17,117$411,260
3$10,983$16,676$400,277
4$11,442$16,217$388,835
5$11,921$15,738$376,915
6$12,419$15,239$364,496
7$12,939$14,720$351,557
8$13,480$14,179$338,077
9$14,044$13,615$324,034
10$14,631$13,028$309,402
11$15,243$12,416$294,159
12$15,881$11,778$278,279
13$16,545$11,114$261,734
14$17,237$10,422$244,497
15$17,958$9,701$226,538
16$18,709$8,949$207,829
17$19,492$8,167$188,338
18$20,307$7,352$168,030
19$21,156$6,502$146,874
20$22,041$5,617$124,832
21$22,963$4,695$101,869
22$23,924$3,735$77,945
23$24,925$2,734$53,021
24$25,967$1,691$27,053
25$27,053$605$0

At the end of your 5-year term

Total paid over the term
$138,293
Principal paid down
$55,005
Interest paid
$83,288
Balance remaining
$376,915

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $2,678− Condo fees $13,235− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,061

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.

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