330 Concession 5 Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13542036

$1,099,999
For Sale
Listed 8 days ago
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4Bedrooms
2Bathrooms
2Garage · 12 parking
1500-2000Sq Ft

About this home

Here's your opportunity to raise your family in one of Millgrove's most sought-after, family friendly neighbourhoods. This beautifully maintained open-concept bungalow offers incredible curb appeal, featuring a stunning interlock driveway and an inviting covered front porch. Sitting on a sprawling lot just under 2 Acres, the home boasts 3+1 bedrooms and over 3,200 sq.ft. of renovated living space, including a fully finished basement with a 4-piece bath, kitchenette perfect for extended family or guests. Inside, the thoughtful renovations shine, from the main living areas to the lower level, blending style and comfort throughout. Walking out to the back you will reach a elevated covered rear porch that offers panoramic views of the expansive backyard, while the hot tub provides the ideal spot to unwind after a long day. A spacious double-car garage adds convenience and storage, and bonus solar income helps offset your property taxes. Enjoy the best of rural living with quick access to amenities. Bring your family, your dreams, and make this incredible property your forever home.

Key facts

Property type
Detached, Bungalow
MLS®
X13542036
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1500-2000
Lot
232.9 × 315 ft
Cross streets
Hwy 6 At Concession 5 W, Millgrove
Parking
2 garage · 12 parking (attached)
Driveway
Private
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$7,646 / 2025
Days on market
8
Listing brokerage
CAPITAL NORTH REALTY CORPORATION

Rooms

Primary BedroomMain6.07 × 3.98 m

hardwood floor · large window · walk-in closet(s)

RecreationBasement0.00 × 0.00 m
Dining RoomMain3.25 × 2.79 m

hardwood floor · combined w/living · w/o to deck

BedroomMain3.53 × 2.71 m

hardwood floor · window · pot lights

LaundryMain1.82 × 1.82 m

Ceramic Floor

KitchenMain4.52 × 4.14 m

heated floor · ceramic floor · stainless steel appl

Living RoomMain5.76 × 4.85 m

hardwood floor · combined w/dining · pot lights

Family RoomBasement0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m
BathroomMain2.37 × 3.29 m

ceramic floor · heated floor · double sink

BedroomBasement0.00 × 0.00 m
BedroomMain3.42 × 3.09 m

hardwood floor · window · pot lights

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.20Mest. value

Listed at $1,099,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.57M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Adjusts to $999K

That comparable adjusts to $999K; the $1.20M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. CLAPPISON at PARKSIDE is about a 38-minute walk away. Worth weighing if transit access matters to you.

List price
$999KGreat deal$1.59MOverpriced

Total price vs nearby homes. Fair value about $1.20M, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$1.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

31 Algonquin Avenue$1.20M337 Concession 5 W$999k1408 Edgewood Road$1000k2147 Governors Road$950k

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.20M999k1000k950kThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.20M
$629this home / sqft
11active listings nearby
8days on market

This home lists 13% below the area average of $724/sqft.

6 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

15/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: CLAPPISON at PARKSIDE, about 3.0 km away

2 dining

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterdown
$1.37M
Dundas
$1.05M
Westdale
$1.39M
Gibson
$670K
Ancaster
$1.23M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$216KIncome needed
5.1×Price ÷ income
$1,157Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,013Property tax $637Total carry $5,651

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,696per month

Mortgage amount $879,999 · 4.14% over 25 years

$220,000Down payment (20.0%)
$879,999Loan before insurance
$0CMHC premium
$5,333Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,696
Property tax
$637
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,333

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,704/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,802Total interest paid
$1,408,801Total of all payments
Principal $879,999 Interest $528,802
YearPrincipalInterestBalance
1$20,615$35,737$859,384
2$21,478$34,874$837,906
3$22,376$33,976$815,530
4$23,312$33,040$792,218
5$24,287$32,065$767,931
6$25,303$31,049$742,628
7$26,361$29,991$716,267
8$27,464$28,888$688,803
9$28,613$27,739$660,190
10$29,810$26,542$630,380
11$31,057$25,296$599,324
12$32,356$23,996$566,968
13$33,709$22,643$533,259
14$35,119$21,233$498,140
15$36,588$19,764$461,552
16$38,118$18,234$423,434
17$39,713$16,639$383,721
18$41,374$14,978$342,347
19$43,105$13,248$299,243
20$44,908$11,445$254,335
21$46,786$9,566$207,549
22$48,743$7,609$158,806
23$50,782$5,570$108,025
24$52,906$3,446$55,119
25$55,119$1,233$0

At the end of your 5-year term

Total paid over the term
$281,760
Principal paid down
$112,068
Interest paid
$169,692
Balance remaining
$767,931

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $7,646− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CAPITAL NORTH REALTY CORPORATION. MLS®/PropTx.

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