245 Burke Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13545252

$818,000
For Sale
Listed 8 days ago
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1400-1599Sq Ft

About this home

Welcome to this exceptional built townhouse in one of Waterdown's most sought-after communities! Offering 1,484 square feet of thoughtfully designed living space, this move-in ready home features three spacious bedrooms, three bathrooms and the convenience of upper-level laundry. The bright, open-concept layout is perfect for everyday living and entertaining. Far from builder basic, the owners invested thousands in premium upgrades, custom window coverings and high-end finishes that elevate every room. Immaculately maintained and truly turnkey, this home offers all the benefits of new construction without the wait. Enjoy a low-maintenance lifestyle just minutes from charming downtown Waterdown, with its boutique shops, restaurants, parks, schools, and everyday amenities. Simply unpack and enjoy everything this beautiful home has to offer! RSA.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
X13545252
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Dundas Street E
Parking
1 garage · 2 parking (attached)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Maintenance
$242/mo
Exposure
West
Property tax
$4,872 / 2025
Days on market
8
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Dining RoomSecond2.95 × 5.79 m
Primary BedroomThird3.25 × 2.84 m
Living RoomSecond4.88 × 3.63 m
BedroomThird2.69 × 2.84 m
KitchenSecond4.17 × 5.79 m
BedroomThird4.14 × 2.39 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$729Kest. value

Listed at $818,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $771K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $699K
  • Bedrooms +$30K
  • Adjusts to $729K

That comparable adjusts to $729K; the $729K estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 8-minute walk away.

List price
$627KGreat deal$833KOverpriced

Total price vs nearby homes. Fair value about $729K, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$533kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

310 Fall Fair Way$500k58-515 North Service Road$699k10-266 Limeridge Road$400k

The 3 closest active listings nearby.

See all comparable homes
818kThis home500k699k400kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $725K
$546this home / sqft
17active listings nearby
8days on market

This home lists 13% above the area average of $483/sqft.

14 days faster than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

50/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 604 m away

11 transit stops1 grocery20+ dining10 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$473K
Parkview
$540K
McQuesten
$530K
Meadowlands
$710K
Red Hill
$450K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,728/mo
$163KIncome needed
5.0×Price ÷ income
$860Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,728Property tax $406Condo fee $242Total carry $4,376

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,492per month

Mortgage amount $654,400 · 4.14% over 25 years

$163,600Down payment (20.0%)
$654,400Loan before insurance
$0CMHC premium
$4,140Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,492
Property tax
$406
Condo / maintenance fees
$242
Heating
$0
Estimated monthly cost
$4,140

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,835
Estimated closing costs
$12,835

Plus your down payment of $163,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,242/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$393,236Total interest paid
$1,047,636Total of all payments
Principal $654,400 Interest $393,236
YearPrincipalInterestBalance
1$15,330$26,575$639,070
2$15,972$25,934$623,098
3$16,640$25,266$606,458
4$17,336$24,570$589,123
5$18,061$23,845$571,062
6$18,816$23,089$552,246
7$19,603$22,302$532,642
8$20,423$21,482$512,219
9$21,278$20,628$490,942
10$22,168$19,738$468,774
11$23,095$18,811$445,679
12$24,061$17,845$421,619
13$25,067$16,838$396,551
14$26,116$15,790$370,436
15$27,208$14,697$343,227
16$28,346$13,559$314,881
17$29,532$12,374$285,349
18$30,767$11,138$254,582
19$32,054$9,851$222,528
20$33,395$8,511$189,133
21$34,792$7,114$154,341
22$36,247$5,658$118,094
23$37,763$4,142$80,331
24$39,343$2,563$40,988
25$40,988$917$0

At the end of your 5-year term

Total paid over the term
$209,527
Principal paid down
$83,338
Interest paid
$126,189
Balance remaining
$571,062

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
5.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $4,872− Condo fees $2,905− Insurance $600− Vacancy & upkeep $6,270Net operating income $42,353

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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