81 Flanders Drive, Hamilton, ON
Waterdown, Hamilton · MLS® X13545804
About this home
Inspired by timeless European architecture, this distinguished residence pairs classic character with beautifully reimagined interiors, creating a home that feels both refined and effortlessly livable. Set on one of Waterdown's most coveted tree-lined streets, surrounded by mature homes and an established sense of community, it offers more than 4,800 square feet of finished living space designed for every chapter of family life.Step inside and your eye is immediately drawn to the elegant central staircase-an architectural focal point that anchors the home while effortlessly connecting the open-concept main floor. From the kitchen to the dining area and into the inviting living room, each space flows naturally into the next, creating the perfect setting for everything from quiet weekday mornings to lively holiday celebrations. A versatile main-floor office offers the flexibility to work from home, create a children's playroom, or design a cozy lounge tailored to your lifestyle.Open the doors from the sunroom and discover a backyard designed for entertaining on every scale. The saltwater pool becomes the centerpiece of summer, while the pergola creates an inviting space to dine, unwind, or gather with friends long after sunset. Framed by mature landscaping and exceptional privacy, it's a backyard that feels like a private retreat without ever leaving home.The second level is equally impressive, offering four spacious bedrooms, the convenience of bedroom-level laundry, and a thoughtfully designed primary retreat complete with its own walk-in dressing room and a beautifully appointed five-piece ensuite, creating a peaceful escape at the end of each day.Completing the home is a fully finished lower level, providing exceptional flexibility for family movie nights, a home gym, games room, or additional living space as your needs evolve. Luxury Certified.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13545804
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000
- Lot
- 65.58 × 119.89 ft
- Cross streets
- Mountain Brow Rd
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground, Salt
- Property tax
- $18,628 / 2025
- Days on market
- 8
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
2 Pc Bath
4 Pc Bath
5 Pc Ensuite
3 Pc Bath
Listed at $2,399,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 27 similar homes nearby, adjusted for size, beds, and baths.Median of 27 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.08M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.68M
- Adjusts to $1.68M
That comparable adjusts to $1.68M; the $2.28M estimate above is the median of all 27 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MILL at DUNDAS is about a 6-minute walk away.
Total price vs nearby homes. Fair value about $2.28M, median of 27 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 3% above the area average of $546/sqft.
6 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MILL at DUNDAS, about 501 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,919,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,242
- Property tax
- $1,552
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,794
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $46,450
- Estimated closing costs
- $46,450
Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $614,494
- Principal paid down
- $244,411
- Interest paid
- $370,083
- Balance remaining
- $1,674,789
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.