2-484 Millen Road, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13545942
About this home
Nestled in the prestigious resort like setting of Bal Harbour, this exceptional waterfront residence on Lake Ontario exudes luxury & tranquility. This end unit offers optimal exposure &the most favorable floor plan spanning 3050 sq ft. & a 1000 sq ft custom finished basement. This residence features meticulously designed interiors & lush surroundings including amenities like a private elevator, wine room, sauna & steam bath that truly redefines waterfront living. The expansive kitchen & living area seamlessly connect to a sun-drenched balcony with stunning lake views, while the primary suite offers integrated bedroom & bathroom spaces, complemented by a spacious walk-in closet & direct sunroom access. The basement recreational room is a haven for entertainment enthusiasts, complete with a snug corner for movie nights as well as a sauna& steam bath for unwinding & rejuvenation. *** WATCH VIDEO TOUR *** This end unit boasts a private elevator, an impressive glass railing staircase, luxurious wide plank hardwood flooring, pot lights & large windows overlooking the water, enhanced by motorized Hunter Douglas blinds.***WATCH VIDEO TOUR***
Key facts
- Property type
- Condo Townhouse, Bungaloft
- MLS®
- X13545942
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 3
- Size
- 3000-3249
- Cross streets
- Millen Road/North Service Rd
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $882/mo
- Exposure
- North East
- Property tax
- $8,985 / 2025
- Days on market
- 8
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
elevator · slate flooring · staircase
granite counters · pot lights · combined w/living
sauna · 3 pc bath · sump pump
overlook water · large window · tile floor
hardwood floor · window · open concept
overlook water · w/o to sunroom · fireplace
closet organizers · window · hardwood floor
open concept · w/o to sunroom · walk-in closet(s)
4 pc bath · open concept · separate shower
Listed at $1,999,999, this home is tracking about 30% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.44M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $600K
- Size difference +$895K
- Adjusts to $1.49M
That comparable adjusts to $1.49M; the $1.54M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.54M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Elevator: rare and valuable for accessibility and resale.
- Value driver
- Lifestyle
This home lists 34% above the area average of $476/sqft.
14 days faster than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,599,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,538
- Property tax
- $749
- Condo / maintenance fees
- $882
- Heating
- $0
- Estimated monthly cost
- $10,169
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,475
- Estimated closing costs
- $36,475
Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $512,291
- Principal paid down
- $203,760
- Interest paid
- $308,531
- Balance remaining
- $1,396,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.