40 Whitwell Way, Hamilton, ON

Binbrook, Hamilton · MLS® X13546064

$684,900
For Sale
Listed 8 days ago
3Bedrooms
3Bathrooms
1Garage
1500-2000Sq Ft

About this home

If you've been waiting to make a move to Beautiful Binbrook, now is the time. STOP what you're doing & visualize move-in day with a BIG RED BOW on the front door as you begin the next chapter of your life in the heart of this thriving community. This fully detached 2-storey residence showcases the ideal blend of comfort, convenience, style & functionality. The stunning aggregate & stamped concrete driveway flows seamlessly to the covered front porch. Once inside, you may find yourself wanting to entertain family & friends, as the main level boasts gleaming hardwood flooring, ceramic tile, high ceilings, a solid oak staircase with classic open spindles, & a grand kitchen diner versatile for intimate dinners or lively family gatherings. The well-appointed kitchen provides generous prep space, ample cabinetry & storage. All major stainless-steel appliances are included. Double French Garden doors lead to a fabulous outdoor living space featuring an intricately designed two-tier deck with wrought iron spindles, a BBQ Centre with built-in bar fridge, prep area & outdoor sink. The fully fenced yard is a safe haven for kids & furry friends to enjoy. Built-in speakers in the kitchen & outdoor volume controls complete the entertaining experience. A convenient 2-piece powder room & inside access to the rarely available single-car garage complete the main floor. Upstairs, you'll find an oversized family room with high ceilings & a picture-perfect window allowing plenty of natural light. Continue to discover 3 spacious bedrooms & a 4-piece bathroom. The primary suite accommodates a king-size bed & features a large walk-in closet plus a private 3-piece ensuite with an oversized walk-in shower. The fully finished lower level is ideal for movie nights, a home gym, office or recreation space. The adjacent laundry room provides room to fold & hang dry. Located in a family-friendly neighbourhood within walking distance to parks, schools, shopping & everyday amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
X13546064
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
30.18 × 85.96 ft
Cross streets
Binhaven Blvd to Whitwell Way.
Parking
1 garage (built-in)
Driveway
Inside Entry, Private, Front Yard Parking
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,880 / 2026
Days on market
8
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

BedroomSecond2.60 × 2.50 m
OtherBasement1.50 × 2.00 m
OfficeBasement

Pot Lights

BathroomSecond2.60 × 1.50 m

4 Pc Bath

BedroomSecond3.80 × 3.20 m
FoyerMain1.40 × 1.20 m
KitchenMain6.71 × 3.66 m

stainless steel appl · eat-in kitchen · overlooks backyard

Living RoomMain3.50 × 5.10 m
RecreationBasement6.50 × 3.00 m
BathroomSecond2.40 × 1.50 m

3 Pc Ensuite

LaundryBasement
Family RoomSecond2.90 × 5.20 m
KitchenMain3.20 × 3.10 m
BedroomSecond3.08 × 3.78 m

Closet

Primary BedroomSecond4.30 × 3.60 m
Family RoomSecond5.36 × 2.99 m

Vaulted Ceiling(s)

Living RoomMain5.33 × 3.60 m

overlooks frontyard · access to garage

RecreationBasement

pot lights · finished

BedroomSecond2.68 × 2.62 m

Closet

Dining RoomMain3.50 × 3.10 m
Primary BedroomSecond3.63 × 4.33 m

walk-in closet(s) · 3 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Below comparables
$809Kest. value

Listed at $684,900, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $771K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $900K
  • Bathrooms −$15K
  • Adjusts to $885K

That comparable adjusts to $885K; the $809K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GLOVER at MAPLE LEAF is about a 72-minute walk away.

List price
$685KGreat deal$870KOverpriced

Total price vs nearby homes. Fair value about $809K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Binbrook · asking prices
$829kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

125 Voyager Pass$779k86 Fairgrounds Drive$809k47 Festival Way$900k

The 3 closest active listings nearby.

See all comparable homes
685kThis home779k809k900kThis home vs active comparables
Live market pulseActive comparables in Binbrook · median list $900K
$391this home / sqft
18active listings nearby
8days on market

This home lists 8% below the area average of $427/sqft.

6 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Binbrook, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

42/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: GLOVER at MAPLE LEAF, about 5.7 km away

1 grocery18 dining9 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Glanbrook
$1.03M
Stoney Creek
$917K
Delta
$729K
Homeside
$593K
Gibson
$670K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,122/mo
$136KIncome needed
5.0×Price ÷ income
$720Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,122Property tax $407Total carry $3,528

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,924per month

Mortgage amount $547,920 · 4.14% over 25 years

$136,980Down payment (20.0%)
$547,920Loan before insurance
$0CMHC premium
$3,331Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,924
Property tax
$407
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,331

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,173
Estimated closing costs
$10,173

Plus your down payment of $136,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,251Total interest paid
$877,171Total of all payments
Principal $547,920 Interest $329,251
YearPrincipalInterestBalance
1$12,836$22,251$535,084
2$13,373$21,714$521,711
3$13,932$21,155$507,779
4$14,515$20,572$493,264
5$15,122$19,965$478,142
6$15,755$19,332$462,388
7$16,414$18,673$445,974
8$17,100$17,987$428,874
9$17,815$17,271$411,059
10$18,561$16,526$392,498
11$19,337$15,750$373,161
12$20,146$14,941$353,015
13$20,988$14,098$332,027
14$21,866$13,220$310,161
15$22,781$12,306$287,380
16$23,734$11,353$263,646
17$24,727$10,360$238,919
18$25,761$9,326$213,158
19$26,838$8,248$186,320
20$27,961$7,126$158,359
21$29,131$5,956$129,228
22$30,349$4,738$98,879
23$31,619$3,468$67,260
24$32,941$2,146$34,319
25$34,319$768$0

At the end of your 5-year term

Total paid over the term
$175,434
Principal paid down
$69,778
Interest paid
$105,657
Balance remaining
$478,142

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $4,880− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,362

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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