75 Niagara Street, Hamilton, ON
Industrial Sector, Hamilton · MLS® X13546348
About this home
Welcome to 75 Niagara Street - a stunning fully renovated 2.5-storey residence offering over 2,000 sq. ft. of living space, thoughtfully redesigned with upscale finishes andmodern functionality throughout. Featuring 5 bedrooms and 3 bathrooms, this exceptional home blends timeless character with contemporary luxury, ideal for families,professionals, or savvy investors seeking turnkey versatility. The open-concept main floor impresses with soaring ceilings, elegant laminate flooring, and an expansive livingand dining area designed for both comfortable everyday living and entertaining. The custom kitchen showcases a generously sized island, premium granite countertops,stylish backsplash, and abundant cabinetry, creating a perfect balance of design and practicality. The second level features a luxurious primary retreat with a private 3-pieceensuite, while the spacious second bedroom offers access to a walkout balcony - ideal for morning coffee or evening relaxation. A beautifully finished full bathroom completesthis level. The third floor provides two additional bright, well-proportioned bedrooms offering flexibility for family living, guests, or a home office. The professionally finishedbasement with separate entrance presents excellent in-law suite or income potential, complete with a kitchenette and additional bedroom - ideal for multi-generational livingor rental opportunities. Enjoy private outdoor living with a fully fenced backyard, stone patio, and newly constructed front deck, perfect for entertaining or unwinding.Extensive upgrades include a new roof, newer A/C, updated windows, modern finishes, and main floor laundry with backyard access. Ideally located minutes from BayfrontMarina, West Harbour GO Station, cafés, parks, and major highways, this property offers an exceptional blend of luxury, lifestyle, and investment potential in a rapidlygrowing neighbourhood.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13546348
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 20 × 75 ft
- Cross streets
- Wentworth St. N & Burlington St. E
- Parking
- 2 parking
- Driveway
- Private Double
- Basement
- Finished, Separate Entrance, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,200 / 2025
- Days on market
- 8
- Listing brokerage
- MICHAEL ST.JEAN REALTY INC.
Rooms
Listed at $417,499, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $347K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $599K
- Bedrooms −$30K
- Adjusts to $569K
That comparable adjusts to $569K; the $569K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. BURLINGTON at WENTWORTH is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $569K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Income potential
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 25% below the area average of $320/sqft.
6 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Industrial Sector, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: BURLINGTON at WENTWORTH, about 103 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $333,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,782
- Property tax
- $183
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,966
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,825
- Estimated closing costs
- $4,825
Plus your down payment of $83,500. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $106,941
- Principal paid down
- $42,535
- Interest paid
- $64,406
- Balance remaining
- $291,464
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MICHAEL ST.JEAN REALTY INC.. MLS®/PropTx.