123 Dulgaren Street, Hamilton, ON

Eleanor, Hamilton · MLS® X13546498

$1,299,900
For Sale
Listed 8 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

This is the kind of home buyers wait for on Hamilton's Central Mountain: modern, spacious, thoughtfully upgraded, and designed for real family living without compromising on style. Built by Stallion Homes in 2021, this 4-bedroom, 4-baths 2657 sq.ft detached home delivers the space today's buyers need with the elevated finishes they want. From the moment you arrive, the stone exterior and modern curb appeal make a strong first. impression. Inside, the home opens into a bright, polished main floor with wide-plank flooring, designer lighting, and a functional open-concept layout that feels both elegant and comfortable. The living area is anchored by a sleek stone fireplace feature wall, creating a warm focal point for family nights or entertaining guests. The chef-inspired kitchen is a true highlight, featuring full-height cabinetry, quartz countertops, stainless steel appliances, a gas stove, upgraded range hood, generous prep space, and a statement island with seating. Whether hosting, cooking, or gathering with family, this space was designed to be used and enjoyed. A main-floor office adds valuable flexibility of working from home or private living room, or a playroom. Upstairs, four spacious bedrooms offer comfort and privacy, including two bedrooms with private ensuites. The primary suite feels like a retreat with a large walk-in closet and spa-style ensuite featuring a glass shower, soaker tub, double vanity, and quality finishes. Large windows bring in beautiful natural light throughout, while the grand staircase, modern window coverings, and clean architectural details add to the home's upscale foyer, upgraded feel. The unfinished basement offers even more potential, ready to be finished into a rec room, home gym, in-law setup, or additional living space tailored to your needs.***

Key facts

Property type
Detached, 2-Storey
MLS®
X13546498
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
40.33 × 100.25 ft
Cross streets
Stone Church Rd E & Upper Sherman Ave
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,409 / 2025
Days on market
8
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY

Rooms

Dining RoomMain3.35 × 4.57 m
Bedroom 3Second4.32 × 3.66 m
BedroomSecond5.33 × 3.66 m
Bedroom 2Second4.37 × 3.66 m
Great RoomMain4.57 × 4.57 m
KitchenMain4.32 × 3.05 m
Bedroom 4Second5.28 × 3.51 m
DenMain3.15 × 2.29 m
Family RoomMain4.32 × 3.12 m
LoftSecond3.40 × 2.08 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.29Mest. value

Listed at $1,299,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Eleanor, so I widened the search to the surrounding area.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.28M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.37M
  • Adjusts to $1.37M

That comparable adjusts to $1.37M; the $1.29M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. UPPER SHERMAN at DALIA is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.10MGreat deal$1.36MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

59 Renata Court$1.37M419 SPRINGBROOK Avenue$1.19M47 Winners Way$1.10M7 Kinsman Drive$1000k

The 4 closest active listings nearby.

See all comparable homes
1.30MThis home1.37M1.19M1.10M1000kThis home vs active comparables
Live market pulseActive comparables in Eleanor · median list $989K
$473this home / sqft
6active listings nearby
8days on market

This home lists 0% above the area average of $472/sqft.

6 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Eleanor, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: UPPER SHERMAN at DALIA, about 222 m away

20+ transit stops4 grocery20+ dining13 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Glanbrook
$1.03M
Delta
$729K
Gibson
$670K
Stoney Creek
$917K
Homeside
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,925/mo
$252KIncome needed
5.2×Price ÷ income
$1,367Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,925Property tax $701Total carry $6,625

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,549per month

Mortgage amount $1,039,920 · 4.14% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$6,250Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,549
Property tax
$701
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,250

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Estimated closing costs
$22,473

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,740/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,900Total interest paid
$1,664,820Total of all payments
Principal $1,039,920 Interest $624,900
YearPrincipalInterestBalance
1$24,362$42,231$1,015,558
2$25,381$41,212$990,178
3$26,442$40,150$963,735
4$27,548$39,044$936,187
5$28,701$37,892$907,486
6$29,901$36,692$877,585
7$31,152$35,441$846,433
8$32,455$34,138$813,978
9$33,813$32,780$780,165
10$35,227$31,366$744,938
11$36,700$29,892$708,238
12$38,235$28,357$670,002
13$39,835$26,758$630,168
14$41,501$25,092$588,666
15$43,237$23,356$545,429
16$45,046$21,547$500,384
17$46,930$19,663$453,454
18$48,893$17,700$404,562
19$50,938$15,655$353,624
20$53,068$13,524$300,555
21$55,288$11,305$245,267
22$57,601$8,992$187,666
23$60,010$6,583$127,656
24$62,520$4,072$65,136
25$65,136$1,457$0

At the end of your 5-year term

Total paid over the term
$332,964
Principal paid down
$132,434
Interest paid
$200,530
Balance remaining
$907,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,409− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,261

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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