134 Erie Avenue, Hamilton, ON
Stinson, Hamilton · MLS® X13548778
About this home
Motivated to Sell!134 Erie Ave presents an outstanding opportunity in one of Hamilton's most dynamic and evolving pockets. A charming and affordable home that blends character, comfort, and convenience. From the moment you arrive, you'll appreciate the inviting curb appeal and the sense of community that defines this neighbourhood. Inside, the home offers 2-bedrooms, 1-bathroom and main floor laundry with stackable washer and dryer. Well kept bright open concept living spaces flow effortlessly throughout. Premium updates and an over sized island is great for entertaining. Upgraded stainless steel appliances elevate the home. Easy access to the large deck overlooking the fully fenced backyard...perfect for summer BBQs, kids, and pets. Two large parking spots available behind home . Whether you're a first time buyer, downsizing, or looking for a solid investment in a growing area, this property delivers exceptional value. We're proud to present a home that has been well loved and is ready for its next chapter." An excellent opportunity to get into the market at a affordable price. The property sits steps from transit, parks, schools, and the city's expanding amenities, making it an ideal choice for buyers seeking convenience. New Furnace (2025), AC (2020), Roof (2023), Windows (2021), Attic Insulation (2023), Basement joists spray foamed (2023) Just move in and enjoy.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13548778
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100
- Lot
- 25 × 125 ft
- Cross streets
- Main
- Parking
- 2 parking
- Driveway
- Lane
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,893 / 2026
- Days on market
- 8
- Listing brokerage
- REALTY NETWORK
Rooms
4 Pc Bath
Listed at $475,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Stinson, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $620K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $990K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $945K
That comparable adjusts to $945K; the $557K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $557K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 19% below the area average of $649/sqft.
6 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stinson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $380,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,028
- Property tax
- $324
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,352
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,975
- Estimated closing costs
- $5,975
Plus your down payment of $95,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $121,669
- Principal paid down
- $48,393
- Interest paid
- $73,276
- Balance remaining
- $331,607
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY NETWORK. MLS®/PropTx.