245 Appleby Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13549448
About this home
When most buyers look in Ancaster, they are looking for space, comfort, and a neighbourhood that feels established. 245 Appleby Road in Old Ancaster offers exactly that. Set on a generous 80 x 103 ft lot, this 3+1 bedroom, 2 bathroom home with over 2100 square feet of finished living space gives you a functional layout with room to grow. The main floor features a bright living area full of natural light and an updated kitchen with black stainless steel appliances, along with a walk out to the fantastic backyard, which showcases the lot size and versatility. Upstairs features three bedrooms and a 5-piece bathroom. The finished lower levels add another element of flexibility. A bonus family room with fireplace, an additional bedroom, flex space or home office, a utility and storage room, a 3-piece bathroom and laundry room. The extra large, two car garage offers additional parking or even more utility. This prime Ancaster location is close to everyday amenities, schools, parks and all the main routes.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- X13549448
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 80 × 103 ft
- Cross streets
- Calder St/Appleby Rd
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Block, Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,081 / 2026
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
Vinyl Floor
Fireplace
stainless steel appl · centre island · walk-out
Closet
5 Pc Bath
Open Concept
3 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GOLF LINKS at MCNIVEN is about a 12-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 26% above the area average of $691/sqft.
5 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: GOLF LINKS at MCNIVEN, about 951 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $903,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,824
- Property tax
- $590
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,414
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,075
- Estimated closing costs
- $19,075
Plus your down payment of $226,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $289,445
- Principal paid down
- $115,125
- Interest paid
- $174,320
- Balance remaining
- $788,875
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.