191 Margaret Avenue, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13550062
About this home
Beautifully Renovated 3-Bedroom Home on an Oversized Lot with Heated Detached GarageWelcome to this beautifully updated 3-bedroom, 2-bathroom home situated on an impressive 50 x 220 ft lot, offering exceptional outdoor space, privacy, and endless possibilities. Whether you're a first-time home buyer, growing family, downsizer, or investor, this move-in-ready property is sure to impress.The main floor features a bright and inviting living and dining area that has been tastefully renovated with modern finishes, creating a warm and functional space for everyday living and entertaining. The recently upgraded kitchen boasts contemporary cabinetry, updated countertops, and ample workspace, making it the perfect place to prepare family meals.The main bathroom has also been beautifully renovated with stylish fixtures and finishes, providing a fresh, modern feel. Three well-sized bedrooms offer comfortable accommodations for the entire family, while the second bathroom adds convenience for busy households.One of the standout features of this property is the oversized, heated 2-car detached garage complete with hydro, making it ideal for car enthusiasts, hobbyists, contractors, or anyone looking for additional workshop or storage space.The expansive backyard offers incredible potential for outdoor entertaining, gardening, children's play area, or future enhancements. With a generous 220-foot depth, there's plenty of room to enjoy your own private outdoor retreat.Conveniently located close to schools, parks, shopping, public transit, major highways, and all essential amenities, this home combines modern updates with outstanding lot size and functionality. A fantastic opportunity to own a beautifully renovated property in a desirable Hamilton neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13550062
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 50 × 220 ft
- Cross streets
- Highway 8
- Parking
- 3 garage · 11 parking (detached)
- Driveway
- Private Double
- Basement
- Finished, Partial Basement
- Heating
- Forced Air
- A/C
- Window Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Above Ground
- Property tax
- $4,047 / 2025
- Days on market
- 7
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
4 Pc Bath
3 Pc Bath
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. HIGHWAY 8 at MILLEN is about a 3-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 20% above the area average of $556/sqft.
5 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: HIGHWAY 8 at MILLEN, about 200 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $479,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $337
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,898
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,473
- Estimated closing costs
- $8,473
Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,662
- Principal paid down
- $61,118
- Interest paid
- $92,544
- Balance remaining
- $418,802
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.