49-88 Tunbridge Crescent, Hamilton, ON

Templemead, Hamilton · MLS® X13550094

$469,900
For Sale
Listed 7 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1000-1199Sq Ft

About this home

Welcome to Unit 49-88 Tunbridge Crescent in Hamilton! This fully renovated townhome is nestled in the desirable Templemead neighborhood, just minutes from highway access, shopping, and top-rated schools. The main floor features vinyl-plank flooring throughout, a spacious living and dining area, a stunning new kitchen with quartz countertops and brand new stainless steel appliances, and a 2-piece bath. Upstairs, you'll find three very generously sized bedrooms, a beautifully updated main bath, and ample storage. The unfinished basement offers great potential for finishing or just storage. Complete with a 1-car garage, private driveway & backyard!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13550094
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Upper Ottawa & Tunbridge Cres
Parking
1 garage · 2 parking (built-in)
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Block
Roof
Asphalt Shingle
Maintenance
$489/mo
Exposure
North
Property tax
$2,367 / 2026
Days on market
7
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomGround4.98 × 3.25 m

Vinyl Floor

Primary BedroomSecond4.27 × 3.17 m
BathroomSecond2.97 × 1.52 m
Bedroom 2Second3.86 × 2.97 m
KitchenGround3.81 × 2.34 m

pantry · quartz counter · stainless steel appl

Dining RoomGround2.74 × 2.40 m

Vinyl Floor

BathroomGround1.98 × 0.91 m

2 Pc Bath

Bedroom 3Second3.63 × 2.46 m
Moe’s TakeTeam Asgarian · Broker
In line
$459Kest. value

Listed at $469,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Templemead, so I widened the search to the surrounding area.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $345K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $470K
  • Adjusts to $470K

That comparable adjusts to $470K; the $459K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. UPPER OTTAWA at TUNBRIDGE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$450KGreat deal$514KOverpriced

Total price vs nearby homes. Fair value about $459K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$457kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

34-1301 Upper Gage Avenue$470k2-125 Bonaventure Drive$450k27-20 Anna Capri Drive$450k4-153 Limeridge Road$490k17-10 Angus Road$425k

The 5 closest of 8 active listings nearby.

See all comparable homes
470kThis home470k450k450k490k425kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $560K
$427this home / sqft
86active listings nearby
7days on market

This home lists 2% below the area average of $437/sqft.

15 days faster than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Templemead, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: UPPER OTTAWA at TUNBRIDGE, about 59 m away

20+ transit stops4 grocery20+ dining10 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Quinndale
$477K
Broughton
$600K
Butler
$519K
Red Hill
$450K
Stoney Creek Mountain
$556K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,142/mo
$101KIncome needed
4.7×Price ÷ income
$494Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,142Property tax $197Condo fee $489Total carry $2,828

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,006per month

Mortgage amount $375,920 · 4.14% over 25 years

$93,980Down payment (20.0%)
$375,920Loan before insurance
$0CMHC premium
$2,692Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,006
Property tax
$197
Condo / maintenance fees
$489
Heating
$0
Estimated monthly cost
$2,692

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,873
Estimated closing costs
$5,873

Plus your down payment of $93,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,437/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$225,895Total interest paid
$601,815Total of all payments
Principal $375,920 Interest $225,895
YearPrincipalInterestBalance
1$8,807$15,266$367,113
2$9,175$14,898$357,939
3$9,559$14,514$348,380
4$9,958$14,114$338,422
5$10,375$13,698$328,046
6$10,809$13,264$317,238
7$11,261$12,811$305,976
8$11,732$12,340$294,244
9$12,223$11,850$282,021
10$12,734$11,338$269,287
11$13,267$10,806$256,020
12$13,822$10,251$242,199
13$14,400$9,673$227,799
14$15,002$9,070$212,797
15$15,630$8,443$197,167
16$16,283$7,789$180,883
17$16,965$7,108$163,919
18$17,674$6,398$146,245
19$18,413$5,659$127,831
20$19,184$4,889$108,648
21$19,986$4,086$88,661
22$20,822$3,250$67,839
23$21,693$2,380$46,146
24$22,600$1,472$23,546
25$23,546$527$0

At the end of your 5-year term

Total paid over the term
$120,363
Principal paid down
$47,874
Interest paid
$72,489
Balance remaining
$328,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.7%
Gross yield
− Property tax $2,367− Condo fees $5,872− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,473

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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