85 Hillcroft Drive, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13550592
About this home
Welcome to 85 Hillcroft Drive, Stoney Creek Mountain. This stunning Bungaloft located in a sought after quiet neighbourhood, featuring approx 2,498 Sq Ft of exquisite craftsmanship and finishings with thoughtfully planned living space with exceptional flow. Spacious and bright open concept main level featuring welcoming vaulted entrance., gourmet chef style eat-in kitchen with stunning cabinetry, granite countertops with complementary backsplash, large island with additional seating, stainless steel appliances. Great room with 2 Stry Cathedral ceilings., gas fireplace flanked by gardens doors out to large covered rear deck surrounded by aggregate concrete and landscape strips with hot tub with electric mechanical cover w/ light providing year round use great for entertaining,. Main level primary suite with 5pc ensuite bath, double sinks, frameless glass shower, jetted soaker tub. Additional main level bedroom/den w/dble French doors. Second level with good size loft area, bedroom w/walk in closet and 4pc bath great for accommodating family or guests. Basement has kitchenette with fridge and gas stove with approx 1700 Sq Ft of unfinished basement area great potential for new homeowners to add there finishing touches. Double car garage with swisstrax flooring. Aggregate concrete double car driveway and low maintenance landscaping with artificial grass. The home is close to all amenities with easy highway access, schools, shopping and parks. Featuring a true sense of comfort, space and style. Also great for that in-law situation or large family. Shows 10++ RSA
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- X13550592
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 48.02 × 77.16 ft
- Cross streets
- Second Road West and Hillcroft Drive
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Front Yard Parking
- Basement
- Full, Unfinished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,546 / 2025
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
2 Pc Bath
4 Pc Bath
5 Pc Ensuite
Listed at $1,139,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 33 similar homes nearby, adjusted for size, beds, and baths.Median of 33 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.15M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.12M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.08M
That comparable adjusts to $1.08M; the $1.05M estimate above is the median of all 33 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. GATESTONE at HIGHLAND is about a 6-minute walk away.
Total price vs nearby homes. Fair value about $1.05M, median of 33 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 1% below the area average of $512/sqft.
5 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: GATESTONE at HIGHLAND, about 458 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $911,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,866
- Property tax
- $629
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,495
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,273
- Estimated closing costs
- $19,273
Plus your down payment of $227,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,981
- Principal paid down
- $116,133
- Interest paid
- $175,847
- Balance remaining
- $795,787
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.