83 Boulding Avenue, Hamilton, ON

Waterdown, Hamilton · MLS® X13550690

$995,000
For Sale
Listed 7 days ago
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq Ft

About this home

Well-maintained, all-brick detached home situated in the desirable east-end of Waterdown, located just minutes to QEW, 407, Go Stations, Burlington waterfront, grocery, schools, parks, trails, and more. Built in 1986, w/ various improvements, this home offers approximately 1950 ft of finished living space, including a finished basement. On a generous 50x117 lot, this property combines comfort, functionality, and an exceptional location, w/ a large backyard bordering a city park. The main level features a bright eat-in kitchen, spacious living room, and separate dining room. A convenient mudroom w/ storage & direct access to the attached 2-car garage, adds practicality for busy families. Upstairs, you'll find 3 spacious bedrooms and a 4-pc bath, w/ a walk-in closet in the primary bedroom. The fully finished basement expands the living space, including a 3-pc bath, laundry room, and ample room for a recreation area, home office, or additional family living space. The large private backyard backs onto a city park, creating a peaceful setting w/ no immediate rear neighbours. A rare opportunity to purchase a meticulously maintained home. *For Additional Property Details Click The Brochure Icon Below*

Key facts

Property type
Detached, 2-Storey
MLS®
X13550690
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
49.48 × 117.16 ft
Cross streets
Dundas Street & Pamela Street
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,331 / 2026
Days on market
7
Listing brokerage
ICI SOURCE REAL ASSET SERVICES INC.

Rooms

LaundryBasement2.79 × 2.79 m
Living RoomMain4.85 × 4.19 m
RecreationBasement8.28 × 4.34 m
Primary BedroomSecond5.18 × 3.43 m
Bedroom 2Second4.57 × 3.76 m
Powder RoomMain2.08 × 7874.00 m
BathroomBasement2.79 × 1.75 m
Mud RoomMain2.31 × 2.21 m
Bedroom 3Second3.53 × 3.43 m
Dining RoomMain3.28 × 3.20 m
KitchenMain6.48 × 3.07 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.01Mest. value

Listed at $995,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.15M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.01M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 5-minute walk away.

List price
$861KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$741kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

232 BEDROCK Drive$850k448 STONE CHURCH Road$724k24 Baillie Street$650k

The 3 closest active listings nearby.

See all comparable homes
995kThis home850k724k650kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $1.17M
$569this home / sqft
16active listings nearby
7days on market

This home lists 3% below the area average of $587/sqft.

5 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 397 m away

6 transit stops13 dining10 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Rural Flamborough
$1.15M
Westdale
$1.39M
Gibson
$670K
Homeside
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,535/mo
$194KIncome needed
5.1×Price ÷ income
$1,047Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,535Property tax $528Total carry $5,062

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,248per month

Mortgage amount $796,000 · 4.14% over 25 years

$199,000Down payment (20.0%)
$796,000Loan before insurance
$0CMHC premium
$4,775Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,248
Property tax
$528
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,775

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,375
Estimated closing costs
$16,375

Plus your down payment of $199,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$478,325Total interest paid
$1,274,325Total of all payments
Principal $796,000 Interest $478,325
YearPrincipalInterestBalance
1$18,648$32,325$777,352
2$19,428$31,545$757,925
3$20,240$30,733$737,685
4$21,087$29,886$716,598
5$21,969$29,004$694,629
6$22,888$28,085$671,741
7$23,845$27,128$647,896
8$24,842$26,131$623,054
9$25,882$25,091$597,172
10$26,964$24,009$570,208
11$28,092$22,881$542,116
12$29,267$21,706$512,849
13$30,491$20,482$482,358
14$31,767$19,206$450,591
15$33,095$17,878$417,495
16$34,480$16,493$383,016
17$35,922$15,051$347,094
18$37,425$13,548$309,669
19$38,990$11,983$270,679
20$40,621$10,352$230,058
21$42,320$8,653$187,738
22$44,090$6,883$143,648
23$45,934$5,039$97,713
24$47,856$3,117$49,858
25$49,858$1,115$0

At the end of your 5-year term

Total paid over the term
$254,865
Principal paid down
$101,371
Interest paid
$153,494
Balance remaining
$694,629

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,331− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,911

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ICI SOURCE REAL ASSET SERVICES INC.. MLS®/PropTx.

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