657 Iroquois Avenue, Hamilton, ON
Ancaster, Hamilton · MLS® X13551150
About this home
Beautifully maintained split-level in one of Ancaster's most established neighbourhoods, offering timeless design, exceptional living space & a spectacular backyard retreat. Tastefully landscaped grounds, an attractive brick exterior & concrete driveway w/ parking for 4+ vehicles create outstanding curb appeal. Bright principal rooms feature hardwood flooring, California shutters & a striking formal living room centred around a mid-century modern gas fireplace. The spacious updated kitchen offers granite countertops, a gas range, extensive cabinetry & scenic views overlooking the backyard. The adjoining dining room walks out to the rear porch, creating an effortless indoor-outdoor lifestyle. The private upper-level primary retreat, previously utilized as an in-law suite, features a spacious bedroom, large walk-in closet (previously utilized as 2nd kitchen), separate study, a 3 pc ensuite bath & a screened-in balcony overlooking the pool & mature gardens. Two additional main-floor bedrooms, an updated 4-pc bath & an updated laundry room complete the main level. The lower level offers a spacious family room with a walk-out to the backyard, a 2-pc bath & an additional bedroom. The partially finished basement adds a fifth bedroom plus a large unfinished area - plenty of potential. Step outside to enjoy an outstanding backyard featuring an in-ground chlorine pool, multiple patio & entertaining areas, covered gazebos, mature trees & beautifully landscaped gardens offering exceptional privacy. Notable updates include roof shingles ('10), furnace ('21), pool liner (approx. 3 yrs) & water heater ('26). Located close to top-rated schools, parks, conservation trails, golf courses, shopping, restaurants, recreation facilities & offering quick access to Hwy 403, the LINC, QEW & GO Transit. A rare opportunity in one of Ancaster's most desirable neighbourhoods.
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- X13551150
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 75 × 131.27 ft
- Cross streets
- Algonquin Avenue
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Partially Finished, Full
- Heating
- Forced Air
- A/C
- Central Air, Window Unit(s)
- Exterior
- Brick, Aluminum Siding
- Foundation
- Not Applicable
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground, Outdoor
- Property tax
- $7,166 / 2025
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
Fireplace
2 Pc Bath
walk-in closet(s) · balcony
3 Pc Ensuite
4 Pc Bath
Listed at $949,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 72 similar homes nearby, adjusted for size, beds, and baths.Median of 72 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.18M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $999K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $1.01M
That comparable adjusts to $1.01M; the $1.04M estimate above is the median of all 72 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MCNIVEN at MOHAWK is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $1.04M, median of 72 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 22% below the area average of $696/sqft.
5 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MCNIVEN at MOHAWK, about 376 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $759,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,055
- Property tax
- $597
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,652
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,473
- Estimated closing costs
- $15,473
Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,313
- Principal paid down
- $96,776
- Interest paid
- $146,537
- Balance remaining
- $663,144
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.