29 Delrosa Way, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13551468

$1,999,000
For Sale
Listed 7 days ago
5Bedrooms
4Bathrooms
3Garage · 6 parking
3000-3500Sq Ft

About this home

Welcome to 29 Delrosa Way - an exceptional luxury home offering the perfect blend of elegance, comfort, and an unbeatable lakeside lifestyle. Ideally situated just a short walk to Fifty-Point Conservation Area and the shores of Lake Ontario, this stunning residence features 4+1bedrooms, 4 bathrooms, a fully finished basement, and approximately 4,500 sq. ft. of beautifully finished living space. Designed to impress, the heart of the home is a spectacular custom chef's kitchen showcasing an oversized 5' x 8.5' island, marble backsplash, spacious eat-in area, and premium finishes throughout. The open-concept living space is highlighted by a dramatic floor-to-ceiling feature wall with a fireplace and built-in TV, while five fireplaces throughout the home create warmth and sophistication in every season. Retreat to the luxurious primary suite featuring a spa-inspired ensuite designed for ultimate relaxation. The fully finished lower level offers a separate entrance with excellent in-law apartment potential, complete with a stylish bar, home gym, and 3-piece bathroom. Step outside to your private backyard oasis featuring a large composite deck, relaxing hot tub, retractable awning, and fully fenced yard-perfect for entertaining or unwinding. Completing this remarkable home is an oversized 3-car garage and countless premium upgrades throughout. Experience luxury living just moments from the waterfront in one of the area's most desirable neighborhoods. This is a home you won't want to miss.

Key facts

Property type
Detached, 2-Storey
MLS®
X13551468
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
3000-3500
Lot
61.22 × 82.02 ft
Cross streets
Fifty Rd / Watercliff Place
Parking
3 garage · 6 parking (attached)
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,200 / 2025
Days on market
7
Listing brokerage
SAM MCDADI REAL ESTATE INC.

Rooms

FoyerMain4.36 × 4.40 m

hardwood floor · crown moulding

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. SOUTH SERVICE at WINONA CROSSING EAST is about a 16-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Stoney Creek · asking prices
$1.44Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6-100 Watershore Drive$1.60M86 Margaret Avenue$1.40M43 Regalview Drive$1.24M1073 North Service Road$1.90M10 Vega Crescent$1.07M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.00MThis home1.60M1.40M1.24M1.90M1.07MThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $1.30M
$615this home / sqft
15active listings nearby
7days on market

This home lists 16% above the area average of $528/sqft.

5 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

39/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: SOUTH SERVICE at WINONA CROSSING EAST, about 1.3 km away

3 transit stops1 grocery20+ dining6 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Parkview
$500K
Homeside
$593K
Delta
$729K
Gibson
$670K
Binbrook
$948K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,111/mo
$374KIncome needed
5.3×Price ÷ income
$2,102Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,111Property tax $767Total carry $9,877

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,534per month

Mortgage amount $1,599,200 · 4.14% over 25 years

$399,800Down payment (20.0%)
$1,599,200Loan before insurance
$0CMHC premium
$9,301Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,534
Property tax
$767
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,301

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,455
Estimated closing costs
$36,455

Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$960,977Total interest paid
$2,560,177Total of all payments
Principal $1,599,200 Interest $960,977
YearPrincipalInterestBalance
1$37,464$64,943$1,561,736
2$39,031$63,376$1,522,705
3$40,663$61,744$1,482,042
4$42,364$60,043$1,439,678
5$44,136$58,271$1,395,542
6$45,982$56,425$1,349,559
7$47,906$54,501$1,301,653
8$49,910$52,497$1,251,744
9$51,997$50,410$1,199,746
10$54,172$48,235$1,145,574
11$56,438$45,969$1,089,136
12$58,799$43,608$1,030,337
13$61,258$41,149$969,078
14$63,821$38,586$905,258
15$66,490$35,917$838,767
16$69,271$33,136$769,496
17$72,169$30,238$697,327
18$75,188$27,219$622,139
19$78,333$24,074$543,806
20$81,609$20,798$462,197
21$85,023$17,384$377,174
22$88,579$13,828$288,595
23$92,284$10,123$196,311
24$96,144$6,263$100,166
25$100,166$2,241$0

At the end of your 5-year term

Total paid over the term
$512,035
Principal paid down
$203,658
Interest paid
$308,377
Balance remaining
$1,395,542

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $9,200− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,684

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.

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