44 Golden Hawk Drive, Hamilton, ON

Waterdown, Hamilton · MLS® X13552446

$1,399,000
For Sale
Listed 6 days ago
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5Bedrooms
10Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

unique opportunity for a family looking for an upgraded quality home in an exceptional and mature neighbourhood! Excellent layout 5 bedroom, 4 bathroom home, with a w/o basement backing onto a pond!150k spent on upgrades.10-foot ceilings, Modern Kitchen with S/S Appliances, Quartz countertop &Backsplash, Central Island, Open Concept living/Dinning with Pot Lights & Crown Moulding,Hardwood Floor, New Upgrade Bathrooms,freshly Painted, new light fixtures, gas fireplace, Shangri-La Curtains, Interlock Driveway,R-In Cvac etc. Basement potential rent $2200/month.Very Private Backyard, No Sidewalk. Close To Go Train,407/QEW,school,park.

Key facts

Property type
Detached, 2-Storey
MLS®
X13552446
Bedrooms
5
Bathrooms
10 (1 half)
Size
3000-3500
Lot
46.92 × 90.22 ft
Cross streets
Dundas St E/Burke St
Parking
2 garage · 4 parking (attached)
Basement
Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,394 / 2026
Days on market
6
Listing brokerage
GLOBAL LINK REALTY GROUP INC.

Rooms

KitchenMain4.27 × 5.79 m

porcelain floor · modern kitchen · quartz counter

Bedroom 4Upper3.66 × 3.05 m

hardwood floor · linen closet · large window

Dining RoomMain4.27 × 3.96 m

hardwood floor · pot lights · crown moulding

Primary BedroomUpper5.79 × 4.27 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Living RoomMain3.66 × 3.35 m

hardwood floor · pot lights · crown moulding

Bedroom 2Upper4.87 × 3.66 m

hardwood floor · 4 pc bath · large window

Bedroom 5Upper3.66 × 3.05 m

hardwood floor · pot lights · large window

OfficeMain3.35 × 3.35 m

hardwood floor · pot lights · crown moulding

Family RoomMain5.18 × 3.96 m

hardwood floor · gas fireplace · w/o to terrace

Bedroom 3Upper5.48 × 3.05 m

hardwood floor · 4 pc bath · large window

RecreationBasement9.45 × 8.57 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.74Mest. value

Listed at $1,399,000, this home is tracking about 20% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 22 similar homes nearby, adjusted for size, beds, and baths.Median of 22 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.72M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bathrooms +$90K
  • Adjusts to $1.59M

That comparable adjusts to $1.59M; the $1.74M estimate above is the median of all 22 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MILL at MOUNTAIN BROW is about a 7-minute walk away.

List price
$1.40MGreat deal$2.01MOverpriced

Total price vs nearby homes. Fair value about $1.74M, median of 22 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Value driver
  • Lifestyle
Live market pulseActive comparables in Waterdown · median list $1.32M
$430this home / sqft
25active listings nearby
6days on market

This home lists 20% below the area average of $537/sqft.

4 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: MILL at MOUNTAIN BROW, about 564 m away

12 transit stops2 grocery20+ dining8 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.05M
Westdale
$1.39M
Rural Flamborough
$1.15M
Gibson
$670K
Homeside
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$275KIncome needed
5.1×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,376Property tax $866Total carry $7,242

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,839Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$866
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,839

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $10,394− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,490

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GLOBAL LINK REALTY GROUP INC.. MLS®/PropTx.

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