157 East 5th Street, Hamilton, ON
Centremount, Hamilton · MLS® X13556246
About this home
Welcome to this charming, lovingly maintained two-storey home in Hamilton's sought-after Centremount neighbourhood, where comfort, convenience and future potential come together. Offering nearly 1,500 sq ft of bright, inviting living space, this three-bedroom is the perfect place to settle in, grow and create lasting memories. From the moment you step inside, you'll appreciate the warmth of the sun-filled living spaces and the thoughtful updates throughout. Modern flooring, a beautifully refreshed bathroom, newer windows, and a furnace and central air conditioner installed in 2022 offer a move-in-ready experience, while the roof, replaced in 2017, provides added peace of mind. The impressive 162-foot-deep lot is a standout feature, offering a spacious backyard with endless possibilities. Whether you envision summer barbecues, a play space for kids and pets, a beautiful garden retreat, or exploring the potential for an Additional Dwelling Unit (ADU), this property gives you room to dream and grow. The unfinished basement is a blank canvas ready for your vision - create the recreation room, home gym, office or extra storage space you've always wanted. A private driveway with parking for three vehicles makes everyday living even more convenient. Perfectly situated within walking distance of Mohawk College, Upper James Street, parks, schools, shopping, restaurants and public transit, you'll love the ease of having everything you need close to home. Quick access to the LINC and downtown Hamilton also makes commuting simple. Whether you're a first-time buyer, a growing family, or an investor looking for future potential, this move-in-ready home offers the ideal blend of lifestyle, location and opportunity.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13556246
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1500-2000
- Lot
- 34 × 162 ft
- Cross streets
- Upper James and Fennel Ave E
- Parking
- 3 parking
- Driveway
- Private Triple
- Basement
- Development Potential, Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Asbestos Siding, Other
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,169 / 2025
- Days on market
- 4
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. FENNELL at WARREN is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes2 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Centremount, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: FENNELL at WARREN, about 134 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $479,992 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $347
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,909
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,475
- Estimated closing costs
- $8,475
Plus your down payment of $119,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,685
- Principal paid down
- $61,127
- Interest paid
- $92,558
- Balance remaining
- $418,865
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.